DeSoto County property record for 108 Desoto Ave, Hernando, MS 38632 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,900 sqft · built 2003 |
| Lot Size | 0.277 acres (12,059 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,900 (May 2021) |
| Tax Bill | $1,500 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-19-0-00079-00 |
| Primary APN | 3-07-3-07-19-0-00079-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,900 sqft Adjusted Area |
| 1st Floor Area | 1,584 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 12,059 sqft (0.277 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Street Address | 108 DESOTO AVE |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLIFTON COURTS SEC B LOT 79 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | CLIFTON COURTS SEC B |
| Legal Lot Number | 79 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 71121 |
Source: DeSoto County records · APN 3-07-3-07-19-0-00079-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 DESOTO AVE, HERNANDO, MS 38632-1281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC |
| May 06, 2021 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Mar 24, 2017 | Special Warranty Deed, Transfer |
| Jan 04, 2017 | Warranty Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 2021 · Amount on Record |
| Deed Sale | May 06, 2021 · Amount on Record |
| Prior Sale | Mar 24, 2017 · Amount on Record |
| Deed Book / Page | 957 / 32 |
| Prior Transfer Date | Nov 22, 2010 |
| Prior Transfer Doc | 000647/442 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 108 DESOTO AVE, HERNANDO, MS 38632-1281 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004323/387 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 4323/387 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 06, 2021 |
| Property Address | 108 DESOTO AVE, HERNANDO, MS 38632-1281 |
| Document Number | 0000957/32 |
| Book / Page | 957 / 32 |
| Map Reference | MB 79 PG 25 |
| Instrument Date | Apr 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 610 ARKANSAS ST, 610, LONGVIEW, TX 75601-5803 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 108 DESOTO AVE, HERNANDO, MS 38632-1281 |
| Document Number | 0005233463 |
|---|---|
| Date | May 06, 2021 |
| Instrument | 5233/463 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 24, 2017 |
| Property Address | 108 DESOTO AVE, HERNANDO, MS 38632-1281 |
| Document Number | 000818/309 |
| Book / Page | 0818 / 309 |
| Map Reference | PL 79 PG 25-26 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 108 DESOTO AVE, HERNANDO, MS 38632-1281 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 04, 2017 |
| Property Address | 108 DESOTO AVE, HERNANDO, MS 38632-1281 |
| Document Number | 000812/287 |
| Book / Page | 0812 / 287 |
| Map Reference | MB 79 PG 25-26 |
| Instrument Date | Nov 10, 2016 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7105 CORPORATE DR, 7105, PLANO, TX 75024-4100 |
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Mail Care Of | INFORMATION SYSTEMS NETWORKS CORP |
| Investor | Possibly a Property Investor |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,500.00 (+18.86%) | $15,459 (+37.29%) Land $2,000 Building $13,459 | $154,591 (+37.29%) Land $20,000 Building $134,591 |
| 2023 | $1,262.00 | $11,260 | $112,600 Land $20,000 Building $92,600 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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