109 Desoto Ave, Hernando, MS 38632 Property Records

DeSoto County property record for 109 Desoto Ave, Hernando, MS 38632 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 2003
Square Footage	2,050 sqft Adjusted Area
Lot Size	15,600 sqft (0.358 acres)
Occupancy	Owner Occupied
Tax Bill	$1,549.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-19-0-00101-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,050 sqft Adjusted Area
1st Floor	1,672 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Roof Material	Shingle Roof
Lot Area	15,600 sqft (0.358 acres)
Depth X Width	186 ft x 80 ft Depth x Width

Location & Zoning

Street Address	109 DESOTO AVE
City	HERNANDO
State	MS
Zip	38632-1282
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CLIFTON COURTS SEC B LOT 101
Legal Range	007
Legal Township	03S
Legal Section	07
Legal Subdivision	CLIFTON COURTS SEC B
Legal Lot Number	101
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	2
Census Block	2005
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-07-3-07-19-0-00101-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 DESOTO AVE, HERNANDO, MS 38632-1282
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Intrafamily Transfer, Transfer
Jan 21, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 28, 2023
Transfer Doc	1023/15560
Record Refreshed	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Aug 28, 2023
Property Address	109 DESOTO AVE, HERNANDO, MS 38632-1282
Document Number	1023/15560
Book / Page	1023 / 15560
Map Reference	MB 79 PG 25
Instrument Date	Jul 28, 2023
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 DESOTO AVE, HERNANDO, MS 38632-1282

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	109 DESOTO AVE, HERNANDO, MS 38632-1282

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	109 DESOTO AVE, HERNANDO, MS 38632-1282
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GOOD TTL ESCROW & CLOSING LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DESOTO AVE, HERNANDO, MS 38632-1282

Mortgage

Document Number	004872/373
Date	Jan 21, 2020
Book Page	4872/373

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	71 Months
Due	Dec 26, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,549.00	$11,166 (-) Land $2,000 Building $9,166	$111,661 (-) Land $20,000 Building $91,661
2023		$11,166 (-)	$111,661 (-) Land $20,000 Building $91,661
2022	$1,549.00	$11,166 Land $2,000 Building $9,166	$111,661 Land $20,000 Building $91,661

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

109 Desoto Ave, Hernando, MS 38632 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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