DeSoto County property record for 125 Desoto Ave, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,802 sqft · built 2003 |
| Lot Size | 0.342 acres (14,915 sqft) |
| Owner | Individual Name on File |
| Last Sale | $308,100 (Aug 2022) |
| Tax Bill | $1,436 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-19-0-00102-00 |
| Primary APN | 3-07-3-07-19-0-00102-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,802 sqft Adjusted Area |
| 1st Floor Area | 1,560 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 14,915 sqft (0.342 acres) |
| Lot Dimensions | 186 ft deep x 80 ft wide |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Street Address | 125 DESOTO AVE |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | CLIFTON COURTS SEC B LOT 102 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | CLIFTON COURTS SEC B |
| Legal Lot Number | 102 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71121 |
Source: DeSoto County records · APN 3-07-3-07-19-0-00102-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 125 DESOTO AVE, HERNANDO, MS 38632-1282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO |
| Nov 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on Record |
| Deed Sale | Aug 15, 2022 · Amount on Record |
| Prior Sale | Nov 18, 2019 · Amount on Record |
| Deed Book / Page | 1008 / 209 |
| Prior Transfer Date | Jul 07, 2007 |
| Prior Transfer Doc | 000589/161 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 15, 2022 |
| Property Address | 125 DESOTO AVE, HERNANDO, MS 38632-1282 |
| Document Number | 001008/209 |
| Book / Page | 1008 / 209 |
| Map Reference | MB 79 PG 25&26 |
| Instrument Date | Aug 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7373 CEDAR HILL CV, 7373, OLIVE BRANCH, MS 38654-7078 |
| Name | Verified Name |
|---|---|
| Address | 125 DESOTO AVE, HERNANDO, MS 38632-1282 |
| Document Number | 0005585716 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 5585/716 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Nov 18, 2019 |
| Property Address | 125 DESOTO AVE, HERNANDO, MS 38632-1282 |
| Document Number | 000904/768 |
| Book / Page | 0904 / 768 |
| Map Reference | MB 79 PG 25&26 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3624 EDGEWOOD BLVD W, 3624, HERNANDO, MS 38632-9316 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 125 DESOTO AAVE, HERNANDO, MS 38632-1282 |
| Document Number | 0004837508 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 4837/508 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,436.00 (+18.68%) | $14,906 (+36.95%) Land $2,000 Building $12,906 | $149,060 (+36.95%) Land $20,000 Building $129,060 |
| 2023 | $1,210.00 | $10,884 | $108,844 Land $20,000 Building $88,844 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), as of June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711212, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Telapex Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MS0170002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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