90 Cedar St, San Carlos, CA 94070 Property Records

San Mateo County property record for 90 Cedar St, San Carlos, CA 94070

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,590 sqft · built 1950
Lot Size0.157 acres (6,827 sqft)
Owner2 Individual Names on File
Last Sale$2,200,000 (Jun 2020)
Tax Bill$28,652 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN045-302-120

Property Details

APN / Parcel Number

Primary APN045-302-120

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,590 sqft Living Area
1st Floor Area1,490 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area6,827 sqft (0.157 acres)
Lot Dimensions132 ft deep x 55 ft wide
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address90 CEDAR ST
CitySAN CARLOS
StateCA
Zip94070-2105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 19 BLOCK 23 GARDEN TERRACES SUB NO 2 RSM 29/23 24 25 CITY OF SAN CARLOS
Legal SubdivisionGARDEN TERRACES
Legal Block23
Legal Lot Number19
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1013
Census Tract609202

Owner

90 Cedar St is owned and occupied by two individuals who bought it in June 2020.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address90 CEDAR ST, SAN CARLOS, CA 94070-2105
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2020 · Amount on File
Deed SaleJun 8, 2020 · Amount on File
Prior SaleNov 16, 2015 · Amount on File
Deed Document Number202052521
Record UpdatedOct 29, 2026

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateJun 8, 2020
Property Address90 CEDAR ST, SAN CARLOS, CA 94070-2105
Document Number0000052521
Map ReferenceMB 29 PG 23-25
Instrument DateJun 2, 2020
Instrument2020-052521
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address90 CEDAR ST, SAN CARLOS, CA 94070-2105

Mortgage

Document Number0000052522
DateJun 8, 2020
Instrument2020-052522
Lender
NameSTANFORD FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateJul 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.12%
Index1-Year LIBOR
Max Rate8.12%

Mortgage

Document Number0000052526
DateJun 8, 2020
Instrument2020-052526
Lender
NameLELAND STANFORD JUNIOR UNIVERSITY
TypeNon-Lending Institution
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term114 Months
DueDec 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 90 Cedar St was $28,652 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Carlos City
Elementary School DistrictSan Carlos Elementary School District (KG - 08)
Secondary School DistrictSequoia Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,454,137 (+2%) Land $2,007,932 Building $446,205
2025$28,652.00 Homeowner's exemption$2,406,017 Land $1,968,561 Building $437,456
2023$27,316.00 (+2.47%) Homeowner's exemption$2,312,590 Land $1,892,120 Building $420,470$1,988,910
2022$26,658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 90 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN CARLOS
private · serves 34,801 people · EPA ID CA4110007
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Sonic Telecom
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Etheric Networks, GeoLinks.

Nearby Properties on Cedar St

Nearby Streets

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