San Mateo County property record for 103 Cedar St, San Carlos, CA 94070
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,155 sqft · built 1947 |
| Lot Size | 0.166 acres (7,208 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $850,000 (Jul 2011) |
| Tax Bill | $19,114 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-305-010 |
| Primary APN | 045-305-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,155 sqft Living Area |
| Gross Area | 2,999 sqft |
| 1st Floor Area | 1,231 sqft |
| Basement Area | 844 sqft |
| Family Room | Family Room |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 7,208 sqft (0.166 acres) |
| View / Lot | Corner |
| Garage Type | Basement |
| Garage Area | 1,240 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 CEDAR ST |
|---|---|
| City | SAN CARLOS |
| State | CA |
| Zip | 94070-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 8 BLOCK 4 GARDEN TERRACES RSM 25/25 26 27 CITY OF SAN CARLOS |
| Legal Subdivision | GARDEN TERRACES |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 609202 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 103 CEDAR ST, SAN CARLOS, CA 94070-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · Line of Credit STAR ONE CU |
| Feb 4, 2020 | Quit Claim Deed, Transfer STAR ONE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2011 · Amount on Record |
| Deed Sale | Jul 20, 2011 · Amount on Record |
| Prior Sale | Sep 1, 2005 · Amount on Record |
| Deed Document Number | 201181252 |
| Prior Transfer Date | Jan 13, 1997 |
| Prior Transfer Doc | 0000007494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 103 CEDAR ST, SAN CARLOS, CA 94070-2106 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 103 CEDAR ST, SAN CARLOS, CA 94070-2106 |
| Document Number | 0000025223 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022-025223 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | May 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Feb 4, 2020 |
| Property Address | 103 CEDAR ST, SAN CARLOS, CA 94070-2106 |
| Document Number | 0000009520 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 9520 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1441 HULL DR SAN CARLOS CA 940702126, SAN CARLOS, CA 94070-2126 |
| Document Number | 9521 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 9521 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 3643, SANDY, UT 84070 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 3, 2050 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Carlos City |
| Elementary School District | San Carlos Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,582,510 (+2%) Land $544,494 Building $1,038,016 | ||
| 2025 | $19,114.00 (+4.89%) Homeowner's exemption | $1,551,482 (+4.04%) Land $533,818 Building $1,017,664 | |
| 2023 | $18,223.00 (+2.39%) Homeowner's exemption | $1,491,238 Land $513,090 Building $978,148 | $2,309,130 |
| 2022 | $17,798.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sonic Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks, GeoLinks.
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