San Mateo County property record for 89 Cedar St, San Carlos, CA 94070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,410 sqft · built 1950 |
| Lot Size | 0.128 acres (5,568 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $910,000 (Apr 2012) |
| Tax Bill | $14,633 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-304-140 |
| Primary APN | 045-304-140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Lot Area | 5,568 sqft (0.128 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Area | 370 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 89 CEDAR ST |
|---|---|
| City | SAN CARLOS |
| State | CA |
| Zip | 94070-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 1 BLOCK 21 GARDEN TERRACES SUB NO 2 RSM 29/23 24 25 CITY OF SAN CARLOS |
| Legal Subdivision | GARDEN TERRACES |
| Legal Block | 21 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 609202 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 89 CEDAR ST, SAN CARLOS, CA 94070-2103 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2012 · Amount on Record |
| Deed Sale | Apr 9, 2012 · Amount on Record |
| Prior Sale | Nov 18, 2004 · Amount on Record |
| Deed Document Number | 201248142 |
| Last Transfer Date | Dec 9, 2020 |
| Transfer Doc | 0000037278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 89 CEDAR ST, SAN CARLOS, CA 94070-2103 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 89 CEDAR ST, SAN CARLOS, CA 94070-2103 |
| Document Number | 0000114769 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021-114769 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Mar 8, 2021 |
| Property Address | 89 CEDAR ST, SAN CARLOS, CA 94070-2103 |
| Document Number | 0000037278 |
| Map Reference | MB 29 PG 23-25 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 2021-037278 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 89 CEDAR ST, SAN CARLOS, CA 94070-2103 |
| Document Number | 0000037279 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021-037279 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jan 1, 2036 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Carlos City |
| Elementary School District | San Carlos Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,165,856 (+2%) Land $582,928 Building $582,928 | ||
| 2025 | $14,633.00 (+4.87%) | $1,142,998 (+4.04%) Land $571,499 Building $571,499 | |
| 2023 | $13,953.00 (+2.29%) | $1,098,616 Land $549,308 Building $549,308 | $1,466,460 |
| 2022 | $13,640.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sonic Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks, GeoLinks.
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