124 Cedar St, San Carlos, CA 94070 Property Records

San Mateo County property record for 124 Cedar St, San Carlos, CA 94070

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,830 sqft · built 1950
Lot Size	0.146 acres (6,372 sqft)
Owner	2 Trust Names on File
Last Sale	$312,000 (Aug 1996)
Tax Bill	$8,628 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`045-303-050`

Property Details

APN / Parcel Number

Primary APN	`045-303-050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,330 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	6,372 sqft (0.146 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	124 CEDAR ST
City	SAN CARLOS
State	CA
Zip	94070-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 12 BLOCK 5 GARDEN TERRACES RSM 25/25 26 27 CITY OF SAN CARLOS
Legal Subdivision	GARDEN TERRACES
Legal Block	5
Legal Lot Number	12
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1016
Census Tract	609202

Owner

124 Cedar St is held in a trust since August 1996.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	124 CEDAR ST, SAN CARLOS, CA 94070-2107
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit SAN MATEO CU
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN MATEO CU
Aug 2, 2019	Correction Deed, Transfer FIDELITY NATIONAL TITLE
Aug 2, 2019	Quit Claim Deed, Transfer SAN MATEO CU
Apr 10, 2019	Quit Claim Deed, Transfer · Conventional Mortgage SAN MATEO CU
Apr 10, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 14, 2017	Quit Claim Deed, Transfer · Conventional Mortgage SAN MATEO CU
Jul 17, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 1996 · Amount on File
Deed Sale	Aug 30, 1996 · Amount on File
Deed Document Number	1996107191
Prior Transfer Date	Mar 15, 1995
Prior Transfer Doc	0000028382
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	124 CEDAR ST, SAN CARLOS, CA 94070-2107
Transaction Type	Mortgage
Record Updated	Apr 11, 2023
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 CEDAR ST, SAN CARLOS, CA 94070-2107

Mortgage

Document Number	0000010920
Date	Mar 13, 2023
Instrument	2023-010920

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	124 CEDAR ST, SAN CARLOS, CA 94070-2107
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 CEDAR ST, SAN CARLOS, CA 94070-2107

Mortgage

Document Number	0000143504
Date	Oct 8, 2021
Instrument	2021-143504

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 2, 2019
Property Address	124 CEDAR ST, SAN CARLOS, CA 94070-2107
Document Number	0000061406
Instrument Date	Jul 24, 2019
Instrument	61406
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	124 CEDAR ST SAN CARLOS CA 940702107, SAN CARLOS, CA 94070-2107

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 2, 2019
Property Address	124 CEDAR ST, SAN CARLOS, CA 94070-2107
Document Number	0000061404
Instrument Date	Jul 24, 2019
Instrument	61404
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 CEDAR ST SAN CARLOS CA 940702107, SAN CARLOS, CA 94070-2107

Mortgage

Document Number	61405
Date	Aug 2, 2019
Instrument	61405

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	350 CONVENTION WAY, REDWOOD CITY, CA 94063-1435

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 10, 2019
Property Address	124 CEDAR ST, SAN CARLOS, CA 94070-2107
Document Number	0000025674
Instrument Date	Apr 2, 2019
Instrument	25674
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	124 CEDAR ST SAN CARLOS CA 940702107, SAN CARLOS, CA 94070-2107

Mortgage

Document Number	25675
Date	Apr 10, 2019
Instrument	25675

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 9, 2034

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 10, 2019
Property Address	124 CEDAR ST, SAN CARLOS, CA 94070-2107
Document Number	0000025676
Instrument Date	Apr 2, 2019
Instrument	25676
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	124 CEDAR ST SAN CARLOS CA 940702107, SAN CARLOS, CA 94070-2107

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 14, 2017
Property Address	124 CEDAR ST, SAN CARLOS, CA 94070-2107
Document Number	0000060463
Instrument Date	Jul 7, 2017
Instrument	60463
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	124 CEDAR ST SAN CARLOS CA 940702107, SAN CARLOS, CA 94070-2107

Mortgage

Document Number	60464
Date	Jul 14, 2017
Instrument	60464

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 13, 2032

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 17, 2017
Property Address	124 CEDAR ST, SAN CARLOS, CA 94070-2107
Document Number	0000060685
Instrument Date	Jul 7, 2017
Instrument	60685
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	124 CEDAR ST SAN CARLOS CA 940702107, SAN CARLOS, CA 94070-2107

Tax Assessment & Valuation

The 2025 property tax bill for 124 Cedar St was $8,628.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Carlos City
Elementary School District	San Carlos Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$647,659 (+2%) Land $259,147 Building $388,512
2025	$8,628.00	$634,961 Land $254,066 Building $380,895
2023	$8,213.00 (+2.16%)	$610,307 Land $244,201 Building $366,106	$1,661,310
2022	$8,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 124 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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