9 Split Rock Dr, Chester, NY 10918 Property Records

Orange County and Chester Town property record for 9 Split Rock Dr, Chester, NY 10918 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,242 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Apr 2015)
Tax Bill	$15,758 (2024)
Deeds & Mortgages	Jun 2022 Refinance Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`332289 16-2-9`

Property Details

APN / Parcel Number

Primary APN	`332289 16-2-9`
Alternative APNs	`228901600000020090000000` `16-2-9`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,242 sqft Living Area
Gross Area	3,804 sqft
1st Floor Area	1,411 sqft
2nd Floor Area	1,031 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	16-2-9
Street Address	9 SPLIT ROCK DR
City	CHESTER
State	NY
Zip	10918-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 23 OSTRER SUB MAP 9239
Legal Subdivision	OSTRER
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	ORANGE NY
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1036
Census Tract	14302

Owner

Source: Orange County and Chester Town records · APN 332289 16-2-9

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9 SPLIT ROCK DR, CHESTER, NY 10918-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Nov 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU
Oct 16, 2020	Loan Modification, Mortgage · Conventional Mortgage HUDSON VLY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2015 · Amount on Record
Deed Sale	Apr 29, 2015 · Amount on Record
Deed Book / Page	13886 / 1567
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	9 SPLIT ROCK DR, CHESTER, NY 10918-1709
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044185
Date	Jun 13, 2022
Book Page	15252/1629
Instrument	20220044185

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	9 SPLIT ROCK DR, CHESTER, NY 10918-1709
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060196
Date	Nov 10, 2020
Book Page	14839/773
Instrument	20200060196

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2040

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	9 SPLIT ROCK DR, CHESTER, NY 10918-1709
Document Number	0000060197
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	HILL-N-DALE ABSTRACTERS INC.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SPLIT ROCK DR CHESTER NY 109181709, CHESTER, NY 10918-1709

Mortgage

Document Number	0000060197
Date	Nov 10, 2020
Book Page	014839/000791
Instrument	60197

Lender

Name	HUDSON VLY CU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 09, 2040

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Orange County and Chester Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Chester Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,000 (-) Land $50,000 Building $215,000	$725,400 (+12.24%)
2024	$15,758.00 (+181.44%)
2023		$265,000 Land $50,000 Building $215,000	$646,300 Land $121,943 Building $524,357
2021	$5,599.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (36071C), updated September 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360710143021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (1979–2018)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2018, river or lake flooding

Wildfire

Wildfire Risk	Low above 34% of the US · above 98% of New York
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Court Square Capital Partners	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Optimum Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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