25 Split Rock Dr, Chester, NY 10918 Property Records

Orange County and Chester Town property record for 25 Split Rock Dr, Chester, NY 10918

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,410 sqft · built 1990
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Aug 1996)
Tax Bill$14,530 (2024)
Deeds & MortgagesJan 2022 Refinance
Flood ZoneZone X (minimal risk)
APN332289 16-2-7

Property Details

APN / Parcel Number

Primary APN332289 16-2-7
Alternative APNs
  • 228901600000020070000000
  • 16-2-7

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,410 sqft Living Area
Gross Area3,894 sqft
1st Floor Area1,510 sqft
Upper Floors Area1,200 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleContemporary
Exterior MaterialWood
Lot Area56,628 sqft (1.3 acres)
View / LotRural
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area150 sqft
PorchOpen Porch
Porch Area598 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number16-2-7
Street Address25 SPLIT ROCK DR
CityCHESTER
StateNY
Zip10918-1709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR3
Legal SubdivisionOSTRER
Legal Block2
Legal Lot Number7.000
JurisdictionORANGE NY
Township / Civil DivisionCHESTER
Census Block Group1
Census Block1036
Census Tract14302

Owner

Source: Orange County and Chester Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address25 SPLIT ROCK DR, CHESTER, NY 10918-1709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 1996 · Amount on Record
Deed SaleAug 22, 1996 · Amount on Record
Deed Book / Page4434 / 137
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address25 SPLIT ROCK DR, CHESTER, NY 10918-1709
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003327
DateJan 13, 2022
Book Page15133/84
Instrument20220003327
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionChester Town
Unified School DistrictWarwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$243,900 (-) Land $53,000 Building $190,900$667,700 (+12.24%)
2024$14,530.00 (+181.21%)
2023$243,900 Land $53,000 Building $190,900$594,900 Land $129,273 Building $465,627
2021$5,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims5 (1979–2018)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 98.2% of New York
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Alteva of Warwick
Fiber
1,000 / 1,000
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Split Rock Dr

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