Orange County and Chester Town property record for 2 Split Rock Dr, Chester, NY 10918 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,265 sqft · built 1990 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (Jan 2023) |
| Tax Bill | $15,397 (2024) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Oct 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 332289 16-2-12 |
| Primary APN | 332289 16-2-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,265 sqft Living Area |
| Gross Area | 3,481 sqft |
| 1st Floor Area | 1,891 sqft |
| 2nd Floor Area | 1,374 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 47,916 sqft (1.1 acres) |
| View / Lot | Rural |
| Garage Type | Attached |
| Porch | Covered Porch |
| Porch Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 16-2-12 |
|---|---|
| Street Address | 2 SPLIT ROCK DR |
| City | CHESTER |
| State | NY |
| Zip | 10918-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 28 OSTRER SUB MAP 9239 |
| Legal Subdivision | OSTRER |
| Legal Block | 2 |
| Legal Lot Number | 12.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | CHESTER |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 14302 |
Source: Orange County and Chester Town records · APN 332289 16-2-12
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 SPLIT ROCK DR, CHESTER, NY 10918-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed, Transfer · Stand-Alone First Mortgage TD BANK NA |
| Oct 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| Jul 09, 2018 | Deed of Trust, Mortgage TWG FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2023 · Amount on Record |
| Deed Sale | Jan 12, 2023 · Amount on Record |
| Deed Document Number | 20232690 |
| Deed Book / Page | 15362 / 1582 |
| Prior Transfer Date | Sep 30, 2016 |
| Prior Transfer Doc | 0000068589 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Jan 12, 2023 |
| Property Address | 2 SPLIT ROCK DR, CHESTER, NY 10918 |
| Document Number | 0000002690 |
| Book / Page | 15362 / 1582 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 20230002690 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 5TH AVE, BROOKLYN, NY 11217-2022 |
| Document Number | 0000002691 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 20230002691 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 2 SPLIT ROCK DR, CHESTER, NY 10918 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000072777 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 15321/1821 |
| Instrument | 20220072777 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 2 SPLIT ROCK DR, CHESTER, NY 10918 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20180049453 |
|---|---|
| Date | Jul 09, 2018 |
| Book Page | 0000014427/0000000872 |
| Instrument | 20180049453 |
| Name | TWG FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 54 Months |
| Due | Jan 01, 2023 |
Source: Orange County and Chester Town records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Chester Town |
| Unified School District | Warwick Valley Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $258,800 (-) Land $50,000 Building $208,800 | $708,500 (+8.18%) | |
| 2024 | $15,397.00 (+181.38%) | $258,800 (-) Land $50,000 Building $208,800 | $654,900 (+3.75%) |
| 2023 | $258,800 Land $50,000 Building $208,800 | $631,200 Land $121,947 Building $509,253 | |
| 2021 | $5,472.00 |
Source: FEMA National Flood Hazard Layer, Orange County (36071C), updated September 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360710143021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (1979–2018) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2018, river or lake flooding |
| Wildfire Risk | Low above 34% of the US · above 98% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Court Square Capital Partners | Fiber | 1,000 / 1,000 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Optimum Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures