22 Split Rock Dr, Chester, NY 10918 Property Records

Orange County and Chester Town property record for 22 Split Rock Dr, Chester, NY 10918

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,198 sqft · built 1996
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$579,000 (Oct 2020)
Tax Bill	$15,916 (2024)
Deeds & Mortgages	Mar 2026 Transfer Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`332289 16-2-10.1`

Property Details

APN / Parcel Number

Primary APN	`332289 16-2-10.1`
Alternative APNs	`228901600000020101000000` `16-2-10.1`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,198 sqft Living Area
Gross Area	4,207 sqft
1st Floor Area	1,799 sqft
Upper Floors Area	1,237 sqft
Basement Area	812 sqft
Finished Basement	812 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	56,628 sqft (1.3 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	80 sqft
Porch	Covered Porch
Porch Area	528 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	16-2-10.1
Street Address	22 SPLIT ROCK DR
City	CHESTER
State	NY
Zip	10918-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR3
Legal Description	LT 25 OSTRER SUB SEC 2 MAP 9239 & PARCEL
Legal Subdivision	OSTRER
Legal Block	2
Legal Lot Number	10.10
Jurisdiction	ORANGE NY
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1036
Census Tract	14302

Owner

Source: Orange County and Chester Town records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 SPLIT ROCK DR, CHESTER, NY 10918-1708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Correction Deed
Oct 9, 2020	Deed, Transfer · Stand-Alone First Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	202053695
Deed Book / Page	14819 / 1397
Prior Transfer Date	Feb 6, 2009
Prior Transfer Doc	0127870845
Record Updated	Oct 29, 2026

March 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 12, 2026
Property Address	22 SPLIT ROCK DR, CHESTER, NY 10918-1708
Document Number	0000018090
Book / Page	15864 / 1740
Instrument Date	Dec 9, 2025
Instrument	20260018090
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SPLIT ROCK DR, CHESTER, NY 10918-1708

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Oct 9, 2020
Property Address	22 SPLIT ROCK DR, CHESTER, NY 10918-1708
Document Number	0000053695
Book / Page	14819 / 1397
Instrument Date	Sep 23, 2020
Instrument	20200053695
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 SANDALWOOD DR, STATEN ISLAND, NY 10308-1864

Mortgage

Document Number	0000053696
Date	Oct 9, 2020
Instrument	20200053696

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Chester Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$267,720 (-) Land $53,000 Building $214,720	$732,900 (+8.19%)
2024	$15,916.00 (+181.5%)	$267,720 (-) Land $53,000 Building $214,720	$677,400 (+3.74%)
2023		$267,720 Land $53,000 Building $214,720	$653,000 Land $129,273 Building $523,727
2021	$5,654.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (1979–2018)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.2% of New York
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alteva of Warwick Fiber	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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