9 Reed Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 9 Reed Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,374 sqft · built 1989
Lot Size	0.669 acres (29,148 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Sep 2023)
Tax Bill	$5,999 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:132 B:74`

Property Details

APN / Parcel Number

Primary APN	`WEST M:132 B:74`
Alternative APNs	`M:132 B:74 L` `7164215`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
Gross Area	3,510 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	29,148 sqft (0.669 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7164215
Street Address	9 REED DR
City	WESTERLY
State	RI
Zip	02891-3934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	74
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2051
Census Tract	50902

Owner

Source: Westerly Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9 REED DR, WESTERLY, RI 02891-3934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS MORTGAGE COMPANY INC
Sep 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CHARTER OAK FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Jul 30, 2015 · Amount on Record
Deed Document Number	20233085
Deed Book / Page	2023 / 12437
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Recording Date	Apr 28, 2026
Property Address	9 REED DR, WESTERLY, RI 02891-3934
Document Number	02026-5812
Book / Page	2026 / 5812
Instrument Date	Apr 23, 2026
Instrument	20261288
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 REED DR, WESTERLY, RI 02891-3934

Mortgage

Document Number	0000001288,
Date	Apr 28, 2026
Book Page	2026/5812
Instrument	20261288

Lender

Name	MEMBERS MORTGAGE COMPANY INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.38%
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 18, 2023
Property Address	9 REED DR, WESTERLY, RI 02891-3934
Document Number	2023-12437
Book / Page	2023 / 12437
Instrument Date	Sep 12, 2023
Instrument	2023-3085
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0020233086
Date	Sep 18, 2023
Instrument	2023-3086

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Oct 1, 2033
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,999.00 (+8.99%)	$843,700 (+47.47%) Land $412,300 Building $431,400
2023	$5,504.00 (+0.64%)	$572,100 (-) Land $296,000 Building $276,100
2022	$5,469.00	$572,100 Land $296,000 Building $276,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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