Westerly Town property record for 4 Reed Dr, Westerly, RI 02891 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,288 sqft Living Area |
| Lot Size | 20,000 sqft (0.459 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $440,000 (2015) |
| Tax Bill | $5,728.00 (2025) |
| Primary APN | WEST M:132 B:70 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,288 sqft Living Area |
| Gross Area | 5,421 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,000 sqft (0.459 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 19136570 |
|---|---|
| Street Address | 4 REED DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3934 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 70 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 2 |
| Census Block | 2051 |
| Census Tract | 50902 |
Source: Westerly Town records · APN WEST M:132 B:70
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 REED DR, WESTERLY, RI 02891-3934 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 09, 2021 | Deed of Trust, Mortgage · Balloon Payment CITIZENS BANK |
| Jan 18, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance WEBSTER BANK |
| Jul 01, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 20, 2015 · Amount on Record |
| Deed Sale | Nov 20, 2015 · Amount on Record |
| Prior Sale | Jun 22, 2001 · Amount on Record |
| Deed Doc Number | 20155038 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 4 REED DR, WESTERLY, RI 02891-3934 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021-3528 |
|---|---|
| Date | Feb 09, 2021 |
| Book Page | 2021/3528 |
| Instrument | 2021-750 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 4 REED DR, WESTERLY, RI 02891-3934 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002022-673 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 2022/673 |
| Instrument | 2022-188 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 4 REED DR, WESTERLY, RI 02891-3934 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022-12086 |
|---|---|
| Date | Jul 01, 2022 |
| Book Page | 2022/12086 |
| Instrument | 2022-2856 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,728.00 (-8.21%) | $805,600 (+24.21%) Land $354,200 Building $451,400 |
| 2023 | $6,240.00 (+3.91%) | $648,600 (+3.26%) Land $253,000 Building $395,600 |
| 2022 | $6,005.00 | $628,100 Land $253,000 Building $375,100 |
4 Reed Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 62nd in Rhode Island |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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