8 Reed Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 8 Reed Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,629 sqft · built 1988
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Trust Names on Record
Last Sale	$475,000 (Mar 2008)
Tax Bill	$6,408 (2025)
Deeds & Mortgages	Mar 2022 Refinance Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:132 B:72`

Property Details

APN / Parcel Number

Primary APN	`WEST M:132 B:72`
Alternative APNs	`M:132 B:72 L` `12084255`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,629 sqft Living Area
Gross Area	5,137 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12084255
Street Address	8 REED DR
City	WESTERLY
State	RI
Zip	02891-3934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	72
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2051
Census Tract	50902

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	8 REED DR, WESTERLY, RI 02891-3934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU
Mar 27, 2018	Deed of Trust, Mortgage · Line of Credit WESTERLY COMMUNITY CU
Jul 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage WESTERLY CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2008 · Amount on Record
Deed Sale	Mar 5, 2008 · Amount on Record
Prior Sale	Jun 10, 1998 · Amount on Record
Deed Book / Page	1709 / 144
Last Transfer Date	May 21, 2024
Transfer Doc	2024-11842
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	8 REED DR, WESTERLY, RI 02891-3934
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022-5738
Date	Mar 23, 2022
Book Page	2022/5738
Instrument	2022-1345

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	8 REED DR, WESTERLY, RI 02891-3934
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018-4441
Date	Mar 27, 2018
Book Page	2018/4441
Instrument	1147

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	8 REED DR, WESTERLY, RI 02891-3934
Document Number	2017-3033
Book / Page	002017 / 013033
Instrument Date	Jul 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 REED DR WESTERLY RI 028913934, WESTERLY, RI 02891-3934

Mortgage

Document Number	2017-3033
Date	Jul 20, 2017
Book Page	002017/013033
Instrument	3201

Lender

Name	WESTERLY CMNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 19, 2022

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,408.00 (+2.79%)	$901,300 (+39.09%) Land $389,600 Building $511,700	$909,157
2023	$6,234.00 (+0.63%)	$648,000 (-) Land $278,300 Building $369,700
2022	$6,195.00	$648,000 Land $278,300 Building $369,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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