Westerly Town property record for 6 Reed Dr, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,304 sqft · built 1988 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Feb 2010) |
| Tax Bill | $4,759 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:132 B:71 |
| Primary APN | WEST M:132 B:71 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| Gross Area | 4,780 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 20,000 sqft (0.459 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 13034045 |
|---|---|
| Street Address | 6 REED DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 71 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 50902 |
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6 REED DR, WESTERLY, RI 02891-3934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 9, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SPRING EQ LLC |
| Dec 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC |
| May 16, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Jul 21, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2010 · Amount on Record |
| Deed Sale | Feb 11, 2010 · Amount on Record |
| Deed Book / Page | 1859 / 510 |
| Last Transfer Date | Oct 9, 2019 |
| Transfer Doc | 2019-17311 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 6 REED DR, WESTERLY, RI 02891-3934 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02026-1852 |
|---|---|
| Date | Feb 9, 2026 |
| Book Page | 2026/1852 |
| Instrument | 2026-413 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 6 REED DR, WESTERLY, RI 02891-3934 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2022-14108 |
|---|---|
| Date | Aug 3, 2022 |
| Book Page | 2022/14108 |
| Instrument | 2022-3339 |
| Name | SPRING EQ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 6 REED DR, WESTERLY, RI 02891-3934 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2023-16944 |
|---|---|
| Date | Dec 21, 2023 |
| Book Page | 2023/16944 |
| Instrument | 2023-4224 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 6 REED DR, WESTERLY, RI 02891-3934 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02024-5874 |
|---|---|
| Date | May 16, 2024 |
| Book Page | 2024/5874 |
| Instrument | 2024-1520 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 21, 2025 |
| Property Address | 6 REED DR, WESTERLY, RI 02891-3934 |
| Document Number | 02025-9781 |
| Book / Page | 2025 / 9781 |
| Instrument Date | Jul 18, 2025 |
| Instrument | 2025-2324 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6 REED DR, WESTERLY, RI 02891-3934 |
| Document Number | 0020252591 |
|---|---|
| Date | Jul 21, 2025 |
| Instrument | 2025-2591 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 182 Months |
| Due | Sep 1, 2040 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,759.00 (-0.56%) | $669,300 (+34.53%) Land $354,200 Building $315,100 |
| 2023 | $4,786.00 (+0.63%) | $497,500 (-) Land $253,000 Building $244,500 |
| 2022 | $4,756.00 | $497,500 Land $253,000 Building $244,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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