Albany County and Colonie Town property record for 9 Michael Dr, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2016 |
| Square Footage | 1,818 sqft Living Area |
| Lot Size | 18,295 sqft (0.42 acres) |
| Garage | Attached, 460 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $8,944.00 (2025) |
| Primary APN | 012689 16.1-1-27.14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,818 sqft Living Area |
| 1st Floor | 1,818 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 18,295 sqft (0.42 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 460 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
| Porch Area | 404 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01600100010270140000 |
|---|---|
| Street Address | 9 MICHAEL DR |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2707 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | MICHAEL DRIVE SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 27.014 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | COLONIE |
| Census Blockgroup | 4 |
| Census Block | 4006 |
| Census Tract | 13804 |
Source: Albany County and Colonie Town records · APN 012689 16.1-1-27.14
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 MICHAEL DR, SCHENECTADY, NY 12303-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance FREEDOM MORTGAGE CORP |
| Jul 27, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| May 17, 2017 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| May 17, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 17, 2017 |
| Deed Sale | May 17, 2017 |
| Prior Sale | Dec 27, 2016 · Amount on Record |
| Deed Doc Number | 201711236 |
| Prior Transfer Date | May 06, 2017 |
| Prior Transfer Doc | 0000011236 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 9 MICHAEL DR, SCHENECTADY, NY 12303-2707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|
| Document Number | 0000015832 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | R2020-15832 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 9 MICHAEL DR, SCHENECTADY, NY 12303-2707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|
| Document Number | 0000015831 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | R2020-15831 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 17, 2017 |
| Property Address | 9 MICHAEL DR, SCHENECTADY, NY 12303-2707 |
| Document Number | 0000001236 |
| Map Reference | DR172 MAP12916 |
| Instrument Date | May 06, 2017 |
| Instrument | R2017-11236 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 MICHAEL DR, SCHENECTADY, NY 12303-2707 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001237 |
|---|---|
| Date | May 17, 2017 |
| Instrument | R2017-11237 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Oct 01, 2046 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 17, 2017 |
| Property Address | 9 MICHAEL DR, SCHENECTADY, NY 12303-2707 |
| Instrument Date | May 06, 2017 |
| Instrument | 11238 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 9 MICHAEL DR SCHENECTADY NY 123032707, SCHENECTADY, NY 12303-2707 |
| Document Number | 0000011238 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 11238 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,944.00 (+4.05%) | $190,900 (-) Land $38,200 Building $152,700 | $436,800 (+16.7%) Land $87,406 Building $349,394 |
| 2023 | $190,900 (-) Land $38,200 Building $152,700 | $374,300 (+9.31%) Land $74,899 Building $299,401 | |
| 2022 | $190,900 Land $38,200 Building $152,700 | $342,422 Land $68,520 Building $273,902 | |
| 2021 | $8,596.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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