1 Michael Dr, Schenectady, NY 12303 Property Records

Albany County and Colonie Town property record for 1 Michael Dr, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,971 sqft · built 2015
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$339,800 (Jul 2017)
Tax Bill	$8,231 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012689 16.1-1-27.22`

Property Details

APN / Parcel Number

Primary APN	`012689 16.1-1-27.22`
Alternative APN	`01600100010270220000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,971 sqft Living Area
1st Floor Area	854 sqft
2nd Floor Area	1,117 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600100010270220000
Street Address	1 MICHAEL DR
City	SCHENECTADY
State	NY
Zip	12303-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	27.022
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	4
Census Block	4006
Census Tract	13804

Owner

Source: Albany County and Colonie Town records · APN 012689 16.1-1-27.22

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 MICHAEL DR, SCHENECTADY, NY 12303-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU
Jul 24, 2017	Warranty Deed, Transfer · Conventional Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 24, 2017 · Amount on Record
Deed Sale	Jul 24, 2017 · Amount on Record
Prior Sale	Jul 08, 2015 · Amount on Record
Deed Document Number	201717057
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1 MICHAEL DR, SCHENECTADY, NY 12303-2707
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CRAMER WOODS RD C, C, BALLSTON SPA, NY 12020-6339

Mortgage

Document Number	0000002360
Date	Oct 26, 2021
Instrument	R2021-32360

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1 MICHAEL DR, SCHENECTADY, NY 12303-2707
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009745
Date	Sep 20, 2019
Instrument	R2019-19745

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jul 24, 2017
Property Address	1 MICHAEL DR, SCHENECTADY, NY 12303-2707
Document Number	0000007057
Instrument Date	Jul 13, 2017
Instrument	R2017-17057
Transaction Type	Transfer
Record Updated	Apr 07, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MICHAEL DR, 1, SCHENECTADY, NY 12303-2707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 SMITH AVE, TROY, NY 12180-1245

Mortgage

Document Number	0000007058
Date	Jul 24, 2017
Instrument	R2017-17058

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,231.00 (+4.12%)	$175,000 (-) Land $43,800 Building $131,200	$400,500 (+16.73%) Land $100,239 Building $300,261
2023		$175,000 (-) Land $43,800 Building $131,200	$343,100 (+9.3%) Land $85,873 Building $257,227
2022		$175,000 Land $43,800 Building $131,200	$313,901 Land $78,565 Building $235,336
2021	$7,905.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010138044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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