7 Michael Dr, Schenectady, NY 12303 Property Records

Albany County and Colonie Town property record for 7 Michael Dr, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2015
Square Footage	2,147 sqft Living Area
Lot Size	18,295 sqft (0.42 acres)
Occupancy	Owner Occupied
Last Sale	$302,500 (2016)
Tax Bill	$8,791.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`012689 16.1-1-27.13`
Alternative APN	`01600100010270130000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,147 sqft Living Area
1st Floor	1,517 sqft 1st Floor
2nd Floor	630 sqft 2nd Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	18,295 sqft (0.42 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	483 sqft Garage
Shed	1 Shed
Porch Area	326 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	01600100010270130000
Street Address	7 MICHAEL DR
City	SCHENECTADY
State	NY
Zip	12303-2707
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	MICHAEL DRIVE SUBDIVISION
Legal Block	1
Legal Lot Number	27.013
Jurisdiction	ALBANY NY
Minor Civil Division	COLONIE
Census Blockgroup	4
Census Block	4006
Census Tract	13804

Owner

Source: Albany County and Colonie Town records · APN 012689 16.1-1-27.13

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 MICHAEL DR, SCHENECTADY, NY 12303-2707
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2016 · Amount on Record
Deed Sale	Oct 25, 2016 · Amount on Record
Deed Doc Number	201624882
Record Refreshed	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Sep 17, 2019
Property Address	7 MICHAEL DR, SCHENECTADY, NY 12303-2707
Document Number	0000019366
Instrument Date	Sep 16, 2019
Instrument	19366
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	36 PINE ST #524 POUGHKEEPSIE NY 126013984, 524, POUGHKEEPSIE, NY 12601-3984

Mortgage

Document Number	19367
Date	Sep 17, 2019
Instrument	19367

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,791.00 (+4.05%)	$187,500 (-) Land $37,500 Building $150,000	$429,100 (+16.73%) Land $85,820 Building $343,280
2023		$187,500 (-) Land $37,500 Building $150,000	$367,600 (+9.3%) Land $73,520 Building $294,080
2022		$187,500 Land $37,500 Building $150,000	$336,323 Land $67,265 Building $269,058
2021	$8,449.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.