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3 Michael Dr, Schenectady, NY 12303 Property Records

Albany County and Colonie Town property record for 3 Michael Dr, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,865 sqft · built 2014
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on File
Last Sale$297,500 (Apr 2015)
Tax Bill$8,657 (2025)
Deeds & MortgagesSep 2020 Mortgage
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN012689 16.1-1-27.11

Property Details

APN / Parcel Number

Primary APN012689 16.1-1-27.11
Alternative APN
  • 01600100010270110000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,865 sqft Living Area
1st Floor Area967 sqft
2nd Floor Area898 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area20,473 sqft (0.47 acres)
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01600100010270110000
Street Address3 MICHAEL DR
CitySCHENECTADY
StateNY
Zip12303-2707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number27.011
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group4
Census Block4006
Census Tract13804

Owner

Source: Albany County and Colonie Town records · APN 012689 16.1-1-27.11

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 MICHAEL DR, SCHENECTADY, NY 12303-2707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Mar 09, 2020Deed of Trust, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2015 · Amount on Record
Deed SaleApr 29, 2015 · Amount on Record
Deed Document Number201511824743
Deed Book / Page3133 / 1158
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3 MICHAEL DR, SCHENECTADY, NY 12303-2707
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001684
DateSep 28, 2020
InstrumentR2020-21684
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3 MICHAEL DR, SCHENECTADY, NY 12303-2707
Document Number0000008710
Instrument DateMar 09, 2020
Transaction TypeMortgage
Record UpdatedJul 09, 2020
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MICHAEL DR SCHENECTADY NY 123032707, SCHENECTADY, NY 12303-2707

Mortgage

Document Number0000008710
DateMay 07, 2020
Instrument8710
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 06, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,657.00 (+4.08%)$184,500 (-) Land $36,900 Building $147,600$422,200 (+16.69%) Land $84,440 Building $337,760
2023$184,500 (-) Land $36,900 Building $147,600$361,800 (+9.32%) Land $72,360 Building $289,440
2022$184,500 Land $36,900 Building $147,600$330,942 Land $66,188 Building $264,754
2021$8,318.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010138044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimMar 2024, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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