9 Jersey St, Oxford, MI 48371 Property Records

Oakland County property record for 9 Jersey St, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,647 sqft · built 1890
Lot Size	0.607 acres (26,441 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Nov 2022)
Tax Bill	$4,425 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PO-04-27-127-018`

Property Details

APN / Parcel Number

Primary APN	`PO-04-27-127-018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,647 sqft Living Area
1st Floor Area	1,243 sqft
Basement Area	1,243 sqft
Unfinished Basement	1,243 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	26,441 sqft (0.607 acres)
Lot Dimensions	303 ft deep x 87 ft wide
Garage Area	827 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	189 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	9 JERSEY ST
City	OXFORD
State	MI
Zip	48371-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T5N, R10E, SEC 27 DENNISON'S DIVISION W 140.25 FT OF N 87 FT OF LOT 15, ALSO N 87 FT OF LOT 16 BLK 3 5-19-89 FROM 013
Legal Range	10E
Legal Township	05N
Legal Section	27
Legal Subdivision	DENNISON'S DIVISION
Legal Block	3
Legal Lot Number	15-16
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1012
Census Tract	121500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 JERSEY ST, OXFORD, MI 48371-4634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jan 4, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	2022467896
Deed Book / Page	58241 / 354
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	9 JERSEY ST, OXFORD, MI 48371-4634
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 JERSEY ST, OXFORD, MI 48371-4634

Mortgage

Document Number	0000132640
Date	Oct 17, 2025
Book Page	60635/32
Instrument	132640

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 4, 2022
Property Address	9 JERSEY ST, OXFORD, MI 48371-4634
Document Number	0000467896
Book / Page	58241 / 354
Map Reference	LB 2 PG 46
Instrument Date	Nov 1, 2022
Instrument	467896
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 JERSEY ST, OXFORD, MI 48371-4634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 JERSEY ST, OXFORD, MI 48371-4634

Mortgage

Document Number	0000468414
Date	Nov 7, 2022
Book Page	58244/182
Instrument	468414

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 4, 2021
Property Address	9 JERSEY ST, OXFORD, MI 48371-4634
Document Number	0000000555
Book / Page	055431 / 000022
Instrument Date	Dec 19, 2020
Instrument	555
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,677.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 MANN RD INDEPENDENCE MI 483464240, INDEPENDENCE, MI 48346-4240

Mortgage

Document Number	271779
Date	Jan 4, 2021
Book Page	055376/000577
Instrument	271779

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Municipality	Oxford Village
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,425.00 (+4.39%) Homeowner's exemption	$138,540 (+13.74%)	$277,080 (+13.74%)
2024	$4,239.00 (+19.37%)
2023		$121,800	$243,600
2021	$3,551.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OXFORD serves 3,540 people · EPA ID MI0005130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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