7 Jersey St, Oxford, MI 48371 Property Records

Oakland County property record for 7 Jersey St, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,336 sqft · built 1900
Lot Size	0.461 acres (20,081 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jan 2017)
Tax Bill	$2,771 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PO-04-27-127-009`

Property Details

APN / Parcel Number

Primary APN	`PO-04-27-127-009`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	1,143 sqft
Basement Area	1,143 sqft
Unfinished Basement	1,143 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Lot Area	20,081 sqft (0.461 acres)
Lot Dimensions	304 ft deep x 66 ft wide
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	267 sqft
Patio Area	291 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	7 JERSEY ST
City	OXFORD
State	MI
Zip	48371-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T5N, R10E, SEC 27 DENISON'S DIVISION S 66 FT OF LOT 3, ALSO S 66 FT OF W 140.25 FT OF LOT 4 BLK 3
Legal Range	10E
Legal Township	05N
Legal Section	27
Legal Subdivision	DENISON'S DIVISION
Legal Block	3
Legal Lot Number	3-4
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1012
Census Tract	121500

Owner

Source: Oakland County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 JERSEY ST, OXFORD, MI 48371-4634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE
Jan 3, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2017 · Amount on Record
Deed Sale	Jan 3, 2017 · Amount on Record
Deed Document Number	2017585
Deed Book / Page	50239 / 520
Prior Transfer Date	Aug 8, 2013
Prior Transfer Doc	0000237157
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Aug 12, 2026
Property Address	7 JERSEY ST, OXFORD, MI 48371-4634
Document Number	0000120155
Book / Page	61451 / 879
Instrument Date	Jul 24, 2026
Instrument	2026120155
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JERSEY ST, OXFORD, MI 48371-4634

Mortgage

Document Number	0000120155,
Date	Aug 12, 2026
Book Page	61451/879
Instrument	2026120155

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2053

Interest

Rate	6.49%
Max Rate	-1%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 3, 2017
Property Address	7 JERSEY ST, OXFORD, MI 48371-4634
Document Number	0000000585
Book / Page	050239 / 000520
Instrument Date	Dec 27, 2016
Instrument	585
Transaction Type	Transfer
Record Updated	Jan 19, 2017
Title Company	BANKERS TITLE SETTLEMENT SERVICES, BANKERS TITLE SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,333.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1177 HEATHERWOOD LN PONTIAC MI 483413182, PONTIAC, MI 48341-3182

Mortgage

Document Number	1579,
Date	Jan 3, 2017
Book Page	050244/000658
Instrument	1579

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Municipality	Oxford Village
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,771.00 (+4.21%) Homeowner's exemption	$102,040 (+10.21%)	$204,080 (+10.21%)
2024	$2,659.00 (+17.08%)
2023		$92,590	$185,180
2021	$2,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OXFORD serves 3,540 people · EPA ID MI0005130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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