1 Jersey St, Oxford, MI 48371 Property Records

Oakland County property record for 1 Jersey St, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,437 sqft · built 1950
Lot Size	0.332 acres (14,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$106,000 (Dec 2013)
Tax Bill	$2,159 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PO-04-27-127-007`

Property Details

APN / Parcel Number

Primary APN	`PO-04-27-127-007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,437 sqft Living Area
1st Floor Area	881 sqft
Basement Area	556 sqft
Unfinished Basement	556 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	14,462 sqft (0.332 acres)
Lot Dimensions	109 ft deep x 132 ft wide
Garage Area	723 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	145 sqft
Deck Area	16 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1 JERSEY ST
City	OXFORD
State	MI
Zip	48371-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T5N, R10E, SEC 27 DENISON'S DIVISION W 140.25 FT OF N 132 FT OF LOT 4 BLK 3
Legal Range	10E
Legal Township	05N
Legal Section	27
Legal Subdivision	DENISON'S DIVISION
Legal Block	3
Legal Lot Number	4
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1012
Census Tract	121500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 JERSEY ST, OXFORD, MI 48371-4634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Nov 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2013 · Amount on Record
Deed Sale	Dec 9, 2013 · Amount on Record
Prior Sale	Aug 17, 2009 · Amount on Record
Deed Document Number	2013295885
Deed Book / Page	46610 / 578
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1 JERSEY ST, OXFORD, MI 48371-4634
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 JERSEY ST, OXFORD, MI 48371-4634

Mortgage

Document Number	0000486662
Date	Dec 28, 2022
Book Page	58339/446
Instrument	486662

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 23, 2037

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1 JERSEY ST, OXFORD, MI 48371-4634
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 JERSEY ST, OXFORD, MI 48371-4634

Mortgage

Document Number	0000242429
Date	Oct 12, 2021
Book Page	56983/421
Instrument	242429

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1 JERSEY ST, OXFORD, MI 48371-4634
Document Number	0000197170
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 JERSEY ST OXFORD MI 483714634, OXFORD, MI 48371-4634

Mortgage

Document Number	0000197170
Date	Dec 6, 2018
Book Page	052418/000272
Instrument	197170

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2038

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Municipality	Oxford Village
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,159.00 (+4.25%) Homeowner's exemption	$100,880 (+9.69%)	$201,760 (+9.69%)
2024	$2,071.00 (+17.07%)
2023		$91,970	$183,940
2021	$1,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OXFORD serves 3,540 people · EPA ID MI0005130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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