5 Jersey St, Oxford, MI 48371 Property Records

Oakland County property record for 5 Jersey St, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,100 sqft · built 1900
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on Record
Last Sale	$107,200 (Nov 2006)
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PO-04-27-127-008`

Property Details

APN / Parcel Number

Primary APN	`PO-04-27-127-008`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,100 sqft Living Area
1st Floor Area	699 sqft
Basement Area	699 sqft
Unfinished Basement	699 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	154 ft deep x 66 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	187 sqft
Deck Area	23 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5 JERSEY ST
City	OXFORD
State	MI
Zip	48371-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T5N, R10E, SEC 27 DENISON'S DIVISION E 15 FT OF N 66 FT OF S 132 FT OF LOT 3, ALSO N 66 FT OF S 132 FT OF W 140.25 FT OF LOT 4 BLK 3
Legal Range	10E
Legal Township	05N
Legal Section	27
Legal Subdivision	DENISON'S DIVISION
Legal Block	3
Legal Lot Number	3-4
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1012
Census Tract	121500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 JERSEY ST, OXFORD, MI 48371-4634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit MICHIGAN UNITED CU
Nov 17, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN UNITED CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2006 · Amount on Record
Deed Sale	Nov 1, 2006 · Amount on Record
Prior Sale	Nov 29, 2005 · Amount on Record
Deed Document Number	2006268438
Deed Book / Page	38334 / 616
Last Transfer Date	Mar 8, 2016
Transfer Doc	0000074939
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5 JERSEY ST, OXFORD, MI 48371-4634
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 JERSEY ST, OXFORD, MI 48371-4634

Mortgage

Document Number	0000117598
Date	Sep 19, 2025
Book Page	60539/271
Instrument	117598

Lender

Name	MICHIGAN UNITED CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 11, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5 JERSEY ST, OXFORD, MI 48371-4634
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 JERSEY ST, OXFORD, MI 48371-4634

Mortgage

Document Number	0000258905
Date	Nov 17, 2021
Book Page	57087/713
Instrument	258905

Lender

Name	MICHIGAN UNITED CU
Type	Credit Union
Address	LAKE ORION, MI 48361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 26, 2031

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Municipality	Oxford Village
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,606.00 (+13.9%) Homeowner's exemption	$84,140 (+14.9%)	$168,280 (+14.9%)
2024	$1,410.00 (+17.11%)
2023		$73,230	$146,460
2021	$1,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OXFORD serves 3,540 people · EPA ID MI0005130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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