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9 Gardner Ter, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 9 Gardner Ter, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,021 sqft · built 1927
Lot Size0.092 acres (4,008 sqft)
Owner2 Individual Names on File
Last Sale$299,000 (Apr 2004)
Tax Bill$3,639 (2025)
Deeds & MortgagesNov 2019 Refinance
Flood ZoneZone X (minimal risk)
APNGLOU M:0110 B:0042 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0110 B:0042 L:0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,021 sqft Living Area
Gross Area2,127 sqft
1st Floor Area699 sqft
Basement Area644 sqft
Unfinished Basement644 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleBungalow
Exterior MaterialStucco
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,008 sqft (0.092 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address9 GARDNER TER
CityGLOUCESTER
StateMA
Zip01930-1710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block42
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2035
Census Tract221100

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0110 B:0042 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9 GARDNER TER, GLOUCESTER, MA 01930-1710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2004 · Amount on Record
Deed SaleApr 30, 2004 · Amount on Record
Deed Book / Page22771 / 397
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address9 GARDNER TER, GLOUCESTER, MA 01930-1710
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38050-416
DateNov 22, 2019
Book Page38050/416
Instrument20191122001190
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueDec 01, 2039

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,639.00 (+0.61%)$374,400 (+0.73%) Land $142,100 Building $232,300
2024$3,617.00 (+4.96%)$371,700 (+14.23%) Land $135,400 Building $236,300$556,035
2023$3,446.00$325,400 Land $120,900 Building $204,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092211002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies39 units insured
3 under condo master policies
Nearby Flood Claims27 (1978–2024)
Claims Outside the SFHA3 of 27
Most Recent ClaimJan 2024, tidal / storm surge
Claims By Storm
  • Severe Storms And Flooding, Apr 2010 · 3 claims
  • Coastal Storm, Oct 1991 · 3 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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