6 Gardner Ter, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 6 Gardner Ter, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 776 sqft · built 1952
Lot Size	0.119 acres (5,170 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Apr 2025)
Tax Bill	$4,066 (2026)
Deeds & Mortgages	Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0110 B:0050 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0110 B:0050 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	776 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	776 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	5,170 sqft (0.119 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	6 GARDNER TER
City	GLOUCESTER
State	MA
Zip	01930-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	50
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2035
Census Tract	221100

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 GARDNER TER, GLOUCESTER, MA 01930-1711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2025 · Amount on Record
Deed Sale	Apr 10, 2025 · Amount on Record
Deed Document Number	2025930
Deed Book / Page	42655 / 473
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Dec 12, 2023
Property Address	6 GARDNER TER, GLOUCESTER, MA 01930-1711
Document Number	00041904-2
Book / Page	41904 / 2
Instrument Date	Dec 7, 2023
Instrument	20231212002440
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 GARDNER TER, GLOUCESTER, MA 01930-1711

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,066.00 (+2.99%)	$436,700 (+7.51%) Land $163,400 Building $273,300	$537,227 (+3.4%)
2025	$3,948.00 (+2.71%)	$406,200 (+2.81%) Land $151,300 Building $254,900	$519,555
2024	$3,844.00 (-0.54%)	$395,100 (+8.25%) Land $144,100 Building $251,000
2023	$3,865.00	$365,000 Land $128,700 Building $236,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	39 units insured incl. 3 condo units
Nearby Flood Claims	27 (1978–2024)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Apr 2010 · 3 claims Coastal Storm, Oct 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000