Essex County and Gloucester City property record for 7 Gardner Ter, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,976 sqft · built 1967 |
| Lot Size | 0.139 acres (6,060 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $5,661 (2026) |
| Deeds & Mortgages | Oct 2023 Transfer Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0110 B:0038 L:0000 |
| Primary APN | GLOU M:0110 B:0038 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 3,854 sqft |
| 1st Floor Area | 1,216 sqft |
| Attic | Attic |
| Attic Area | 336 sqft |
| Basement Area | 1,216 sqft |
| Unfinished Basement | 1,216 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 6,060 sqft (0.139 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 7 GARDNER TER |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Subdivision | OTIS STANWOOD |
| Legal Block | 38 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 221100 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 7 GARDNER TER, GLOUCESTER, MA 01930-1710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 16, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 4, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 16, 2023 |
| Transfer Doc | 041809-448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Oct 16, 2023 |
| Property Address | 7 GARDNER TER, GLOUCESTER, MA 01930-1710 |
| Document Number | 041809-448 |
| Book / Page | 41809 / 448 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 20231016003100 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 GARDNER TER, GLOUCESTER, MA 01930-1710 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 7 GARDNER TER, GLOUCESTER, MA 01930-1710 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36229-303 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 36229/303 |
| Instrument | 333 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,661.00 (-1.39%) | $608,100 (+2.96%) Land $170,000 Building $438,100 | $767,945 (-5.29%) |
| 2025 | $5,741.00 (-1.02%) | $590,600 (-0.92%) Land $157,400 Building $433,200 | |
| 2024 | $5,800.00 (+3.11%) | $596,100 (+12.22%) Land $149,900 Building $446,200 | $810,825 |
| 2023 | $5,625.00 | $531,200 Land $133,900 Building $397,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 39 units insured incl. 3 condo units |
| Nearby Flood Claims | 27 (1978–2024) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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