5 Gardner Ter, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 5 Gardner Ter, Gloucester, MA 01930 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1956
Square Footage	864 sqft Living Area
Lot Size	6,000 sqft (0.138 acres)
Occupancy	Owner Occupied
Last Sale	$500,000 (2022)
Tax Bill	$3,882.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0110 B:0039 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	864 sqft Living Area
Gross Area	1,869 sqft Gross Area
1st Floor	864 sqft 1st Floor
Basement Area	864 sqft Basement
Unfinished Basement	448 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,000 sqft (0.138 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	5 GARDNER TER
City	GLOUCESTER
State	MA
Zip	01930-1710
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	39
Jurisdiction	GLOUCESTER MA
Minor Civil Division	GLOUCESTER
Census Blockgroup	2
Census Block	2035
Census Tract	221100

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0110 B:0039 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 GARDNER TER, GLOUCESTER, MA 01930-1710
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Deed Doc Number	20224050
Deed Book / Page	41131 / 183
Record Refreshed	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 15, 2022
Property Address	5 GARDNER TER, GLOUCESTER, MA 01930-1710
Document Number	041131-183
Book / Page	41131 / 183
Instrument Date	Aug 15, 2022
Instrument	20220815004050
Transaction Type	Transfer
Record Updated	Sep 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	35 GARDNER TER, GLOUCESTER, MA 01930-1710

Mortgage

Document Number	220815004060
Date	Aug 15, 2022
Instrument	220815004060

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,882.00 (+2.78%)	$399,400 (+2.89%) Land $157,000 Building $242,400
2024	$3,777.00 (-0.29%)	$388,200 (+8.53%) Land $149,600 Building $238,600	$548,720
2023	$3,788.00	$357,700 Land $133,500 Building $224,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.