Suffolk County and Brookhaven Town property record for 9 Garden St, Centereach, NY 11720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,781 sqft · built 1995 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,500 (Nov 2002) |
| Tax Bill | $10,054 (2024) |
| Deeds & Mortgages | May 2022 Refinance Mar 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200-533.00-06.00-049.002 |
| Primary APN | 0200-533.00-06.00-049.002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,781 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| View / Lot | Waterfront |
| Heating System | Radiant |
|---|
| Account Number | 6113294 |
|---|---|
| Street Address | 9 GARDEN ST |
| City | CENTEREACH |
| State | NY |
| Zip | 11720-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RONK CEDAR GROVE 641 B8 21 TO 25 |
| Legal Subdivision | RONKONKOMA CEDAR GROVE |
| Legal Block | 3000 |
| Legal Lot Number | 600 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 158511 |
9 Garden St is owned and occupied by two individuals who bought it in November 2002.
Source: Suffolk County and Brookhaven Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 GARDEN ST, CENTEREACH, NY 11720-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Mar 6, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2002 · Amount on File |
| Deed Sale | Nov 22, 2002 · Amount on File |
| Prior Sale | Jul 7, 1999 · Amount on File |
| Deed Book / Page | 12221 / 407 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 9 GARDEN ST, CENTEREACH, NY 11720-3813 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234130349 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 23413/349 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 9 GARDEN ST, CENTEREACH, NY 11720-3813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229060684 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | 22906/684 |
| Instrument | 18-0041606 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Unified School District | Middle Country Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,495 Land $200 Building $2,295 | $519,792 Land $37,736 Building $433,019 | |
| 2024 | $10,054.00 | ||
| 2023 | $2,495 Land $200 Building $2,295 | $4,620 Land $370 Building $4,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9 Garden St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Garden St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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