Suffolk County and Brookhaven Town property record for 25 Garden St, Centereach, NY 11720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,372 sqft · built 1988 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Sep 2015) |
| Tax Bill | $13,134 (2024) |
| Deeds & Mortgages | Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200-534.00-01.00-024.000 |
| Primary APN | 0200-534.00-01.00-024.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,939 sqft (0.32 acres) |
| View / Lot | Waterfront |
| Heating System | Radiant |
|---|
| Account Number | 6112910 |
|---|---|
| Street Address | 25 GARDEN ST |
| City | CENTEREACH |
| State | NY |
| Zip | 11720-3817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RONK CEDAR GROVE 641 B3 50 TO 56 |
| Legal Subdivision | RONKONKOMA CEDAR GROVE |
| Legal Block | 4000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 158511 |
25 Garden St is owned and occupied by an individual who bought it in September 2015.
Source: Suffolk County and Brookhaven Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 GARDEN ST, CENTEREACH, NY 11720-3817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2015 · Amount on File |
| Deed Sale | Sep 3, 2015 · Amount on File |
| Deed Book / Page | 12830 / 753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 25 GARDEN ST, CENTEREACH, NY 11720-3817 |
| Document Number | 0229500447 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0229500447 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 022950/000447 |
| Name | MB FIN'L BK |
|---|---|
| Type | Bank |
| Address | 2251 ROMBACH AVE, WILMINGTON, OH 45177-1995 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 468 Months |
| Due | Aug 13, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Unified School District | Middle Country Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,965 Land $280 Building $2,685 | $617,708 Land $52,830 Building $506,604 | |
| 2024 | $13,134.00 | ||
| 2023 | $2,965 Land $280 Building $2,685 | $5,491 Land $519 Building $4,972 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 25 Garden St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Garden St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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