24 Garden St, Centereach, NY 11720 Property Records

Suffolk County and Brookhaven Town property record for 24 Garden St, Centereach, NY 11720

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,912 sqft · built 1991
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jan 2002)
Tax Bill	$9,758 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0200-534.00-01.00-029.000`

Property Details

APN / Parcel Number

Primary APN	`0200-534.00-01.00-029.000`
Alternative APNs	`472289 534.00-01-029.000` `228953400000010290000000` `00006112950` `0006112950` `6112950`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,912 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Lot Area	28,750 sqft (0.66 acres)
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	6112950
Street Address	24 GARDEN ST
City	CENTEREACH
State	NY
Zip	11720-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RONK CEDAR GROVE 641 B4 23 TO 33
Legal Subdivision	RONKONKOMA CEDAR GROVE
Legal Block	4000
Legal Lot Number	100
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	3
Census Block	3010
Census Tract	158511

Owner

24 Garden St is owned and occupied by two individuals who bought it in January 2002.

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 GARDEN ST, CENTEREACH, NY 11720-3841
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · ARM FAREVERSE LLC
Sep 4, 2019	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HOME LOANS INC
Aug 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2002 · Amount on File
Deed Sale	Jan 9, 2002 · Amount on File
Prior Sale	Oct 15, 1996 · Amount on File
Deed Book / Page	12162 / 663
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	24 GARDEN ST, CENTEREACH, NY 11720-3841
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233880084
Date	Mar 3, 2022
Book Page	23388/84
Instrument	DM068842

Lender

Name	FAREVERSE LLC

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	24 GARDEN ST, CENTEREACH, NY 11720-3841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230570583
Date	Sep 4, 2019
Book Page	23057/583
Instrument	DK019048

Lender

Name	LIBERTY HOME LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	24 GARDEN ST, CENTEREACH, NY 11720-3841
Document Number	0230570584
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 GARDEN ST CENTEREACH NY 117203841, CENTEREACH, NY 11720-3841

Mortgage

Document Number	0230570584
Date	Sep 4, 2019
Book Page	023057/000584

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	4.57%

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	Middle Country Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,330 Land $440 Building $2,890	$693,750 Land $83,019 Building $545,283
2024	$9,758.00
2023		$3,330 Land $440 Building $2,890	$6,167 Land $815 Building $5,352

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 24 Garden St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Garden St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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