1. Home
  2. New York
  3. Suffolk County
  4. Centereach
  5. Garden St

15 Garden St, Centereach, NY 11720 Property Records

Suffolk County and Brookhaven Town property record for 15 Garden St, Centereach, NY 11720

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,329 sqft · built 1975
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Oct 2024)
Tax Bill$9,839 (2024)
Deeds & MortgagesDec 2023 Refinance
Oct 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0200-533.00-06.00-055.000

Property Details

APN / Parcel Number

Primary APN0200-533.00-06.00-055.000
Alternative APNs
  • 472289 533.00-06-055.000
  • 228953300000060550000000
  • 00006112880
  • 0006112880
  • 6112880

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,329 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
View / LotWaterfront

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Account Number6112880
Street Address15 GARDEN ST
CityCENTEREACH
StateNY
Zip11720-3818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRONK CEDAR GROVE 641 B3 34 TO 38 EX
Legal SubdivisionRONKONKOMA CEDAR GROVE
Legal Block3000
Legal Lot Number600
JurisdictionSUFFOLK NY
Township / Civil DivisionBROOKHAVEN
Census Block Group3
Census Block3010
Census Tract158511

Owner

15 Garden St is owned and occupied by an individual who bought it in October 2024.

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner of RecordIndividual Name on File
Mailing Address15 GARDEN ST, CENTEREACH, NY 11720-3818
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
EMPORIUM TPO LLC
Oct 9, 2024Executor's Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2024 · Amount on File
Deed SaleOct 9, 2024 · Amount on File
Prior SaleJan 5, 1996 · Amount on File
Deed Book / Page13267 / 752
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address15 GARDEN ST, CENTEREACH, NY 11720-3818
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235550136
DateDec 15, 2023
Book Page23555/136
Lender
NameEMPORIUM TPO LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueJan 1, 2053

October 2024: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionSUFFOLK NY
Recording DateOct 9, 2024
Property Address15 GARDEN ST, CENTEREACH, NY 11720-3818
Document Number0132670752
Book / Page13267 / 752
Instrument DateAug 23, 2024
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 GARDEN ST, RONKONKOMA, NY 11779
InvestorPossibly a Property Investor

Mortgage

Document Number0000236159
DateOct 9, 2024
Instrument23615/9
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2054

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionBrookhaven Town
Unified School DistrictMiddle Country Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,445 Land $200 Building $2,245$509,375 Land $37,736 Building $423,585
2024$9,839.00
2023$2,445 Land $200 Building $2,245$4,527 Land $370 Building $4,157

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Garden St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1979–2024)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2024 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Garden St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Garden St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures