9 Dover Ln, Villa Ridge, MO 63089 Property Records

Franklin County property record for 9 Dover Ln, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,369 sqft · built 2016
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Mar 2020)
Tax Bill	$3,985 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-6-23.0-0-001-036.000`

Property Details

APN / Parcel Number

Primary APN	`18-6-23.0-0-001-036.000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,369 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Lot Area	91,476 sqft (2.1 acres)

Location & Zoning

Street Address	9 DOVER LN
City	VILLA RIDGE
State	MO
Zip	63089-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOT:39 BAILIWICK ACRES 2
Legal Range	1E
Legal Township	43N
Legal Section	23
Legal Subdivision	BAILIWICK ACRES
Legal Lot Number	39
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1007
Census Tract	800103

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 DOVER LN, VILLA RIDGE, MO 63089-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Warranty Deed, Transfer STIFEL BK&TR
Dec 27, 2017	Deed of Trust, Mortgage FIRST ST CMNTY BK
May 24, 2017	Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	Nov 25, 2015 · Amount on Record
Deed Document Number	20204313
Last Transfer Date	Aug 7, 2025
Transfer Doc	0002509718
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 26, 2020
Property Address	9 DOVER LN, VILLA RIDGE, MO 63089-2001
Document Number	0000004313
Instrument Date	Mar 20, 2020
Instrument	4313
Transaction Type	Transfer
Record Updated	Apr 15, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 DOVER LN VILLA RIDGE MO 630892001, VILLA RIDGE, MO 63089-2001

Mortgage

Document Number	4314
Date	Mar 26, 2020
Instrument	4314

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	9 DOVER LN, VILLA RIDGE, MO 63089-2001
Document Number	0000000155
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 DOVER LN VILLA RIDGE MO 630892001, VILLA RIDGE, MO 63089-2001

Mortgage

Document Number	0000000155
Date	Jan 4, 2018
Instrument	155

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 3, 2033

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	9 DOVER LN, VILLA RIDGE, MO 63089-2001
Document Number	0000008200
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 DOVER LN VILLA RIDGE MO 630892001, VILLA RIDGE, MO 63089-2001

Mortgage

Document Number	0000008200
Date	Jun 2, 2017
Instrument	8200

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	SULLIVAN, MO 63080

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,985.00 (+20.36%)	$51,708 (+10.86%)	$272,150 (+10.86%) Land $31,670 Building $240,480
2023	$3,311.00 (+1.63%)	$46,643	$245,490 Land $27,560 Building $217,930
2022	$3,258.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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