7 Dover Ln, Villa Ridge, MO 63089 Property Records

Franklin County property record for 7 Dover Ln, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,600 sqft · built 1970
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,704 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-6-23.0-0-001-037.000`

Property Details

APN / Parcel Number

Primary APN	`18-6-23.0-0-001-037.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	69,696 sqft (1.6 acres)

Location & Zoning

Street Address	7 DOVER LN
City	VILLA RIDGE
State	MO
Zip	63089-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOT:38 BAILIWICK ACRES 2
Legal Range	01E
Legal Township	43
Legal Section	23
Legal Subdivision	BAILIWICK ACRES
Legal Block	1
Legal Lot Number	38
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1007
Census Tract	800103

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 DOVER LN, VILLA RIDGE, MO 63089-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage VANTAGE FCU
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT
Apr 30, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INV LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2015
Deed Sale	Nov 5, 2015
Deed Document Number	1516589
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	7 DOVER LN, VILLA RIDGE, MO 63089-2001
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002118950
Date	Oct 7, 2021
Instrument	2118950

Lender

Name	VANTAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	7 DOVER LN, VILLA RIDGE, MO 63089-2001
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002103828
Date	Mar 2, 2021
Instrument	2103828

Lender

Name	VILLAGE CAPITAL & INVESTMENT
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	7 DOVER LN, VILLA RIDGE, MO 63089-2001
Document Number	0000008021
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 DOVER LN VILLA RIDGE MO 630892001, VILLA RIDGE, MO 63089-2001

Mortgage

Document Number	0000008021
Date	Jun 1, 2020
Instrument	8021

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,704.00 (+26.47%)	$35,089 (+16.48%)	$184,680 (+16.48%) Land $26,370 Building $158,310
2023	$2,138.00 (+9.75%)	$30,125	$158,550 Land $23,140 Building $135,410
2022	$1,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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