5 Dover Ln, Villa Ridge, MO 63089 Property Records

Franklin County property record for 5 Dover Ln, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,656 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$2,632 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-6-23.0-0-001-038.000`

Property Details

APN / Parcel Number

Primary APN	`18-6-23.0-0-001-038.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,656 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Other
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Patio Area	262 sqft

Location & Zoning

Street Address	5 DOVER LN
City	VILLA RIDGE
State	MO
Zip	63089-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOT:37 BAILIWICK ACRES 2
Legal Range	01E
Legal Township	43
Legal Section	23
Legal Subdivision	BAILIWICK ACRES
Legal Block	1
Legal Lot Number	37
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1007
Census Tract	800103

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5 DOVER LN, VILLA RIDGE, MO 63089-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF WASHINGTON
Jul 28, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025
Deed Sale	Jun 5, 2025
Prior Sale	Feb 11, 2013
Deed Document Number	2506691
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	5 DOVER LN, VILLA RIDGE, MO 63089-2001
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002304776
Date	Apr 26, 2023
Instrument	2304776

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	5 DOVER LN, VILLA RIDGE, MO 63089-2001
Document Number	0000011487
Instrument Date	Jul 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 DOVER LN VILLA RIDGE MO 630892001, VILLA RIDGE, MO 63089-2001

Mortgage

Document Number	0000011487
Date	Aug 17, 2018
Instrument	11487

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 16, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,632.00 (+36.44%)	$34,149 (+25.63%)	$179,730 (+25.62%) Land $19,480 Building $160,250
2023	$1,929.00 (+9.42%)	$27,183	$143,070 Land $17,400 Building $125,670
2022	$1,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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