Berks County property record for 9 Chip Ln, Reading, PA 19607 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1973 |
| Square Footage | 2,280 sqft Living Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $145,900 (1995) |
| Tax Bill | $3,575.00 (2026) |
| Primary APN | 5314-05-19-2528 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,280 sqft Living Area |
| Basement Area | 504 sqft Basement |
| Family Room | Family Room |
| Game Room | Game Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached Garage |
| Deck Area | Deck Area |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 39504009 |
|---|---|
| Street Address | 9 CHIP LN |
| City | READING |
| State | PA |
| Zip | 19607-3301 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | FLYING HILLS SEC 03 |
| Legal Block | 19 |
| Legal Lot Number | 9 |
| Jurisdiction | BERKS PA |
| Minor Civil Division | CUMRU |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 11603 |
Source: Berks County records · APN 5314-05-19-2528
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 CHIP LN, READING, PA 19607-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 04, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 24, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage PRIME CHOICE FUNDING INC |
| Aug 27, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage BANK OF ENGLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 1995 · Amount on Record |
| Deed Sale | Aug 29, 1995 · Amount on Record |
| Deed Book / Page | 2662 / 568 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 9 CHIP LN, READING, PA 19607-3301 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000010586 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 2022010586 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 9 CHIP LN, READING, PA 19607-3301 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009331 |
|---|---|
| Date | Mar 04, 2021 |
| Instrument | 2021009331 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 9 CHIP LN, READING, PA 19607-3301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000003055 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 2020003055 |
| Name | PRIME CHOICE FUNDING INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 9 CHIP LN, READING, PA 19607-3301 |
| Document Number | 0000031660 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2018 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 9 CHIP LN READING PA 196073301, READING, PA 19607-3301 |
| Document Number | 0000031660 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 31660 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AZ 72201 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2048 |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,575.00 (+24.87%) Homeowner's exemption | $180,000 (-) Land $38,600 Building $141,400 | $38,600 (-78.56%) Land $38,600 |
| 2024 | $2,863.00 | $180,000 Land $38,600 Building $141,400 | |
| 1994 | $180,000 Land $38,600 Building $141,400 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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