1 Chip Ln, Reading, PA 19607 Property Records

Berks County property record for 1 Chip Ln, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,116 sqft · built 1976
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,900 (Nov 2019)
Tax Bill	$3,410 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5314-05-19-1743`

Property Details

APN / Parcel Number

Primary APN	`5314-05-19-1743`
Alternative APNs	`39-5314-05-19-1743` `39504001` `504001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,116 sqft Living Area
Gross Area	2,507 sqft
Basement Area	391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
View / Lot	Neighborhood
Garage Type	Attached
Deck Area	Deck Area
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39504001
Street Address	1 CHIP LN
City	READING
State	PA
Zip	19607-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FLYING HILLS
Legal Block	19
Legal Lot Number	1
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	1
Census Block	1006
Census Tract	11603

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 CHIP LN, READING, PA 19607-3301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 13, 2019	Deed, Transfer · Conventional Mortgage PNC BANK NA
Aug 7, 2019	Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP
May 9, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 21, 2019	Grant Deed, Transfer TITLE SERVICE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Prior Sale	Aug 7, 2019 · Amount on Record
Deed Document Number	201939598
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1 CHIP LN, READING, PA 19607-3301
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CHIP LN, READING, PA 19607-3301

Mortgage

Document Number	0000046469
Date	Dec 5, 2022
Instrument	2022046469

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	474 Months
Due	Jun 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 13, 2019
Property Address	1 CHIP LN, READING, PA 19607-3301
Document Number	0000039598
Instrument Date	Oct 28, 2019
Instrument	2019039598
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 CHIP LN, READING, PA 19607-3301

Mortgage

Document Number	0000039599
Date	Nov 13, 2019
Instrument	2019039599

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

August 2019: Deed, Construction Loan

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 7, 2019
Property Address	1 CHIP LN, READING, PA 19607-3301
Document Number	0000026254
Instrument Date	Aug 3, 2019
Instrument	2019026254
Transaction Type	Construction Loan
Record Updated	May 25, 2021
Title Company	STEWART ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 E MAIN ST, BIRDSBORO, PA 19508-2012

Mortgage

Document Number	0000026255
Date	Aug 7, 2019
Instrument	2019026255

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	May 9, 2019
Property Address	1 CHIP LN, READING, PA 19607-3301
Document Number	0000014358
Instrument Date	May 9, 2019
Instrument	14358
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CHIP LN READING PA 196073301, READING, PA 19607-3301

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Mar 21, 2019
Property Address	1 CHIP LN, READING, PA 19607-3301
Document Number	0000008393
Instrument Date	Mar 15, 2019
Instrument	8393
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	TITLE SERVICE

Transaction

Amount	Amount Recorded
Tax	$1,630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 LIBERTY AVE READING PA 196072966, READING, PA 19607-2966

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,410.00 (+24.86%)	$171,700 (-) Land $39,800 Building $131,900	$39,800 (-76.82%) Land $39,800
2024	$2,731.00	$171,700 Land $39,800 Building $131,900
1994			$171,700 Land $39,800 Building $131,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA FLYING HILLS WA SYS private · serves 5,100 people · EPA ID PA3060018
Water Source	Groundwater
Last State Inspection	May 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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