Berks County property record for 7 Chip Ln, Reading, PA 19607 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,910 sqft · built 1976 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Oct 2020) |
| Tax Bill | $3,460 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5314-05-19-3465 |
| Primary APN | 5314-05-19-3465 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,910 sqft Living Area |
| 1st Floor Area | 1,910 sqft |
| Basement Area | 840 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 13,504 sqft (0.31 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Frame Porch |
| Greenhouse | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39504007 |
|---|---|
| Street Address | 7 CHIP LN |
| City | READING |
| State | PA |
| Zip | 19607-3301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | DEVELOPMENT/FLYING HILLS SEC 03 |
| Legal Block | 19 |
| Legal Lot Number | 7 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | CUMRU |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11603 |
Source: Berks County records · APN 5314-05-19-3465
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 CHIP LN, READING, PA 19607-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed of Trust, Mortgage · Line of Credit ORRSTOWN BANK |
| Apr 16, 2021 | Deed of Trust, Mortgage · Line of Credit ORRSTOWN BANK |
| Oct 22, 2020 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on Record |
| Deed Sale | Oct 22, 2020 · Amount on Record |
| Prior Sale | Aug 26, 2002 · Amount on Record |
| Deed Document Number | 202039587 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 7 CHIP LN, READING, PA 19607-3301 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Name | Verified Name |
|---|---|
| Address | 7 CHIP LN, READING, PA 19607-3301 |
| Document Number | 0000036942 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 2023036942 |
| Name | ORRSTOWN BANK |
|---|---|
| Type | Bank |
| Address | SHIPPENSBURG, PA 17257 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 7 CHIP LN, READING, PA 19607-3301 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7 CHIP LN, READING, PA 19607-3301 |
| Document Number | 0000019294 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021019294 |
| Name | ORRSTOWN BANK |
|---|---|
| Type | Bank |
| Address | SHIPPENSBURG, PA 17257 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Oct 22, 2020 |
| Property Address | 7 CHIP LN, READING, PA 19607-3301 |
| Document Number | 0000039587 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 2020039587 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 CHIP LN, READING, PA 19607-3301 |
| Document Number | 0000039588 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020039588 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,460.00 (+24.86%) Homeowner's exemption | $174,200 (-) Land $39,800 Building $134,400 | $39,800 (-77.15%) Land $39,800 |
| 2024 | $2,771.00 | $174,200 Land $39,800 Building $134,400 | |
| 1994 | $174,200 Land $39,800 Building $134,400 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110116031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 209 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Service Electric Television | Cable | 2,000 / 200 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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