Berks County property record for 2 Chip Ln, Reading, PA 19607 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1975 |
| Square Footage | 2,088 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $405,000 (2022) |
| Tax Bill | $3,362.00 (2026) |
Source: Berks County records · APN 5314-05-19-2743
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 CHIP LN, READING, PA 19607-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 15, 2023 | Deed of Trust, Mortgage · Line of Credit RIVERFRONT FCU |
| Oct 19, 2022 | Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on Record |
| Deed Sale | Oct 19, 2022 · Amount on Record |
| Prior Sale | Oct 18, 2012 · Amount on Record |
| Deed Doc Number | 202241302 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2 CHIP LN, READING, PA 19607-3301 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2 CHIP LN, READING, PA 19607-3301 |
| Document Number | 0000004258 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 2023004258 |
| Name | RIVERFRONT FCU |
|---|---|
| Type | Credit Union |
| Address | READING, PA 19610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Oct 19, 2022 |
| Property Address | 2 CHIP LN, READING, PA 19607-3301 |
| Document Number | 0000041302 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022041302 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 CHIP LN, READING, PA 19607-3301 |
| Document Number | 0000041303 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 2022041303 |
| Name | MORTGAGE AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,362.00 (+24.84%) | $169,300 (-) Land $37,900 Building $131,400 | $37,900 (-77.61%) Land $37,900 |
| 2024 | $2,693.00 | $169,300 Land $37,900 Building $131,400 | |
| 1994 | $169,300 Land $37,900 Building $131,400 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 5314-05-19-2743 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,088 sqft Living Area |
| Basement Area | 504 sqft Basement |
| Game Room | Game Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached Garage |
| Deck Area | Deck Area |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 39504002 |
|---|---|
| Street Address | 2 CHIP LN |
| City | READING |
| State | PA |
| Zip | 19607-3301 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | FLYING HILLS 03 |
| Legal Block | 19 |
| Legal Lot Number | 2 |
| Jurisdiction | BERKS PA |
| Minor Civil Division | CUMRU |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 11603 |
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