9 Chestnut St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 9 Chestnut St, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,760 sqft · built 1890
Lot Size	0.171 acres (7,433 sqft)
Owner	2 Individual Names on File
Last Sale	$7,000 (Aug 2018)
Tax Bill	$7,058 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.25-4-36.1`

Property Details

APN / Parcel Number

Primary APN	`421500 49.25-4-36.1`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,760 sqft Total Area
1st Floor Area	928 sqft
2nd Floor Area	832 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,433 sqft (0.171 acres)
Lot Dimensions	134 ft deep x 66.7 ft wide
Garage Type	Detached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9 CHESTNUT ST
City	SCHENECTADY
State	NY
Zip	12307-1003
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Block	4
Legal Lot Number	36.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4008
Census Tract	20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Vale Cemetery and Vale Park listed 2004 · 6 contributing resources · NRIS 04001053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9 CHESTNUT ST, SCHENECTADY, NY 12307-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNMARK FCU
Aug 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 17, 2018	Grant Deed, Transfer
Aug 17, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Prior Sale	Nov 13, 2006 · Amount on Record
Deed Document Number	201836801
Deed Book / Page	1993 / 938
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 15, 2021
Property Address	9 CHESTNUT ST, SCHENECTADY, NY 12307-1003
Document Number	0000051628
Book / Page	2069 / 468
Instrument Date	Oct 4, 2021
Instrument	202151628
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 3RD AVE, 103, RENSSELAER, NY 12144-2424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ELDER ST, SCHENECTADY, NY 12304-1218

Mortgage

Document Number	0000051632
Date	Oct 15, 2021
Book Page	5158/182
Instrument	202151632

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	9 CHESTNUT ST, SCHENECTADY, NY 12307-1003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SMPR TITLE A GENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044737
Date	Oct 4, 2019
Book Page	4943/628
Instrument	201944737

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Sep 15, 2024

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 17, 2018
Property Address	9 CHESTNUT ST, SCHENECTADY, NY 12307-1003
Document Number	0000036800
Book / Page	001993 / 000935
Instrument Date	Aug 8, 2018
Instrument	36800
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 17, 2018
Property Address	9 CHESTNUT ST, SCHENECTADY, NY 12307-1003
Document Number	0019930938
Book / Page	001993 / 000938
Instrument Date	Aug 8, 2018
Transaction Type	Transfer
Record Updated	Sep 20, 2018

Transaction

Amount	Amount Recorded
Tax	$28.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 3RD AVE RENSSELAER NY 121442400, RENSSELAER, NY 12144-2400

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 17, 2018
Property Address	9 CHESTNUT ST, SCHENECTADY, NY 12307-1003
Document Number	0000036801
Book / Page	001993 / 000938
Instrument Date	Aug 8, 2018
Instrument	36801
Transaction Type	Transfer
Record Updated	Sep 5, 2018

Transaction

Amount	Amount Recorded
Tax	$28.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	103 3RD AVE RENSSELAER NY 121442400, RENSSELAER, NY 12144-2400

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,058.00 (+43.95%)	$127,000 (-) Land $9,700 Building $117,300	$210,300 (+30.82%) Land $16,062 Building $194,238
2023		$127,000 (-) Land $9,700 Building $117,300	$160,759 (+3.8%) Land $12,278 Building $148,481
2022		$127,000 Land $9,700 Building $117,300	$154,878 Land $11,829 Building $143,049
2021	$4,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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