15 Chestnut St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 15 Chestnut St, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,432 sqft · built 1900
Lot Size	0.075 acres (3,300 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Apr 2023)
Tax Bill	$6,025 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`421500 49.25-4-33`

Property Details

APN / Parcel Number

Primary APN	`421500 49.25-4-33`
Alternative APN	`150004902500040330000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,432 sqft Total Area
1st Floor Area	1,216 sqft
2nd Floor Area	1,216 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,300 sqft (0.075 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Porch	Slab
Porch Area	244 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 CHESTNUT ST
City	SCHENECTADY
State	NY
Zip	12307-1003
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Subdivision	DR MYNDERSES ESTATE #1
Legal Block	4
Legal Lot Number	33.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4008
Census Tract	20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Vale Cemetery and Vale Park listed 2004 · 6 contributing resources · NRIS 04001053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	62 MCCLELLAN ST, SCHENECTADY, NY 12304-1126
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Aug 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Nov 20, 2015 · Amount on Record
Deed Document Number	202322338
Deed Book / Page	2106 / 481
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 19, 2023
Property Address	15 CHESTNUT ST, SCHENECTADY, NY 12307-1003
Document Number	0000022338
Book / Page	2106 / 481
Map Reference	CAB B-239
Instrument Date	Apr 12, 2023
Instrument	202322338
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1467 5TH AVE, TROY, NY 12180-4138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 W 218TH ST APT 5B, 5B, NEW YORK, NY 10034-1053

Mortgage

Document Number	0000022339
Date	Apr 19, 2023
Instrument	202322339

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 29, 2022
Property Address	15 CHESTNUT ST, SCHENECTADY, NY 12307-1003
Document Number	0000045874
Book / Page	2091 / 773
Map Reference	CAB B-239
Instrument Date	Jun 5, 2022
Instrument	202245874
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1467 5TH AVE, TROY, NY 12180-4138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1467 5TH AVE, TROY, NY 12180-4138
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,025.00	$101,260 (-) Land $18,000 Building $83,260	$167,677 (+30.82%) Land $29,806 Building $137,871
2023		$101,260 (-) Land $18,000 Building $83,260	$128,177 (+3.8%) Land $22,785 Building $105,392
2022		$101,260 Land $18,000 Building $83,260	$123,488 Land $21,951 Building $101,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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