1 Chestnut St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 1 Chestnut St, Schenectady, NY 12307

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,406 sqft · built 1900
Lot Size	0.045 acres (2,000 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Apr 2026)
Tax Bill	$6,903 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.25-4-39`

Property Details

APN / Parcel Number

Primary APN	`421500 49.25-4-39`
Alternative APN	`150004902500040390000000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,406 sqft Total Area
1st Floor Area	1,203 sqft
2nd Floor Area	1,203 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	2,000 sqft (0.045 acres)
Lot Dimensions	50 ft deep x 40 ft wide
Porch	Slab
Porch Area	214 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1 CHESTNUT ST
City	SCHENECTADY
State	NY
Zip	12307-1040
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	03 - MULTI
Legal Description	PART OF 2 BRICK 0004690522 30,600
Legal Block	4
Legal Lot Number	39.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4008
Census Tract	20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Vale Cemetery and Vale Park listed 2004 · 6 contributing resources · NRIS 04001053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 ELMONT AVE, PORT CHESTER, NY 10573-3039
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Jul 29, 2002 · Amount on Record
Deed Document Number	20269450
Deed Book / Page	2171 / 95
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 24, 2026
Property Address	1 CHESTNUT ST, SCHENECTADY, NY 12307-1040
Document Number	0000009450
Book / Page	2171 / 95
Instrument Date	Apr 21, 2026
Instrument	2026.9450
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117,160.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 ELMONT AVE, PORT CHESTER, NY 10573-3039

Mortgage

Document Number	0000009451,
Date	Apr 24, 2026
Instrument	2026..9451

Lender

Name	CONTOUR MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,903.00 (+4.18%)
2025	$6,626.00 (+9.68%)	$96,600 (-) Land $14,500 Building $82,100	$159,960 (+30.82%) Land $24,011 Building $135,949
2023		$96,600 (-) Land $14,500 Building $82,100	$122,278 (+3.8%) Land $18,354 Building $103,924
2022		$96,600 Land $14,500 Building $82,100	$117,805 Land $17,683 Building $100,122
2021	$6,041.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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