13 Chestnut St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 13 Chestnut St, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,472 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$56,000 (Aug 2021)
Tax Bill	$5,168 (2026)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.25-4-34.1`

Property Details

APN / Parcel Number

Primary APN	`421500 49.25-4-34.1`
Alternative APN	`150004902500040340000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,472 sqft Total Area
1st Floor Area	1,236 sqft
2nd Floor Area	1,236 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	150 ft deep x 66.3 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13 CHESTNUT ST
City	SCHENECTADY
State	NY
Zip	12307-1003
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Subdivision	ARMSTRONG BUILDING COMPANY
Legal Block	4
Legal Lot Number	34.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4008
Census Tract	20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Vale Cemetery and Vale Park listed 2004 · 6 contributing resources · NRIS 04001053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 CHESTNUT ST, SCHENECTADY, NY 12307-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Intrafamily Transfer, Transfer
Aug 19, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITY OF SCHENECTADY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2021 · Amount on Record
Deed Sale	Aug 19, 2021 · Amount on Record
Prior Sale	Aug 26, 2005 · Amount on Record
Deed Document Number	202140585
Deed Book / Page	2065 / 341
Prior Transfer Date	Aug 13, 2021
Prior Transfer Doc	0000040585
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 19, 2021
Property Address	13 CHESTNUT ST, SCHENECTADY, NY 12307-1003
Document Number	0000040582
Book / Page	2065 / 338
Instrument Date	Aug 13, 2021
Instrument	202140582
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, 105, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 JAY ST, SCHENECTADY, NY 12305-1905

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 19, 2021
Property Address	13 CHESTNUT ST, SCHENECTADY, NY 12307-1003
Document Number	0000040585
Book / Page	2065 / 341
Instrument Date	Aug 13, 2021
Instrument	202140585
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, 105, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ODELL ST, SCHENECTADY, NY 12304-2606

Mortgage

Document Number	0000040586
Date	Aug 19, 2021
Instrument	202140586

Lender

Name	CITY OF SCHENECTADY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,168.00 (+3.75%)
2025	$4,981.00 (+321.76%)	$70,500 (-) Land $13,600 Building $56,900	$116,741 (+30.82%) Land $22,520 Building $94,221
2023		$70,500 (-) Land $13,600 Building $56,900	$89,241 (+3.8%) Land $17,215 Building $72,026
2022		$70,500 Land $13,600 Building $56,900	$85,976 Land $16,585 Building $69,391
2021	$1,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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