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899 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 899 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage2,466 sqft Heated Area
Lot Size12,284 sqft (0.282 acres)
OccupancyOwner Occupied
Last Sale$220,000 (2017)
Tax Bill$3,616.00 (2025)

Property Details

APN / Parcel Number

Primary APN143050
Alternative APN
  • 142630006300013380

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,466 sqft Heated Area
Gross Area3,161 sqft Gross Area
1st Floor2,466 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,284 sqft (0.282 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area462 sqft Garage
FenceFence
PorchOpen Porch
Porch Area233 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number143050
Street Address899 SENECA TRL
CitySAINT CLOUD
StateFL
Zip34772-7783
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKES PH 7 PB 18 PG 183-184 LOT 338
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES
Legal Phase7
Legal Tract63
Legal Block1
Legal Lot Number338
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1017
Census Tract43303

Owner

Source: Osceola County records · APN 143050

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address899 SENECA TRL, SAINT CLOUD, FL 34772-7783
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
AGORA LNDG
Jan 17, 2017Warranty Deed, Transfer · Conventional Mortgage
OPEN MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 17, 2017 · Amount on Record
Deed SaleJan 17, 2017 · Amount on Record
Prior SaleMar 20, 2007 · Amount on Record
Deed Doc Number2017008568
Deed Book / Page5086 / 0794
Record RefreshedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address899 SENECA TRL, SAINT CLOUD, FL 34772-7783
Document Number0057391753
Instrument DateJun 04, 2020
Transaction TypeMortgage
Record UpdatedAug 04, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address899 SENECA TRL ST CLOUD FL 347727783, ST CLOUD, FL 34772-7783

Mortgage

Document Number0057391753
DateJun 18, 2020
Book Page005739/001753
Instrument78046
Lender
NameAGORA LNDG
Address222 KEARNY ST # 650, SAN FRANCISCO, CA 94108-4522
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2050

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 17, 2017
Property Address899 SENECA TRL, SAINT CLOUD, FL 34772-7783
Document Number0050860794
Book / Page5086 / 0794
Map ReferenceMB18 PG183&184
Instrument DateJan 12, 2017
Instrument2017008568
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyQUALITY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1336 OLD STONE WAY, 1336, SAN JOSE, CA 95132-2540

Transferred To (Grantee/Buyer)

NameVerified Name
Address2231 FAWN MEADOW CIR, SAINT CLOUD, FL 34772-8205

Mortgage

Document Number0050860797
DateJan 17, 2017
Instrument5086/0797
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,616.00 (+6.42%) Homeowner's exemption Widower's exemption$249,946 (+5.99%)$358,700 (-10.1%) Land $78,000 Building $280,700
2023$3,398.00 (+7.91%) Homeowner's exemption Widower's exemption$235,828 (+3%)$399,000 (+24.22%) Land $60,000 Building $339,000
2022$3,149.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$228,960$321,200 Land $55,000 Building $266,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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