Osceola County property record for 893 Seneca Trl, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2008 |
| Square Footage | 2,130 sqft Living Area |
| Lot Size | 9,801 sqft (0.225 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $366,000 (2021) |
| Tax Bill | $5,014.00 (2024) |
| Primary APN | 14-26-30-0063-0001-3390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,130 sqft Living Area |
| Gross Area | 2,925 sqft Gross Area |
| 1st Floor | 2,130 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,801 sqft (0.225 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 893 SENECA TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7783 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PH 7 PB 18 PG 183-184 LOT 339 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES PH 7 |
| Legal Phase | 7 |
| Legal Tract | 63 |
| Legal Block | 3390 |
| Legal Lot Number | 339 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 43303 |
Source: Osceola County records · APN 14-26-30-0063-0001-3390
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 893 SENECA TRL, SAINT CLOUD, FL 34772-7783 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 02, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on Record |
| Deed Sale | Sep 29, 2021 · Amount on Record |
| Prior Sale | Feb 07, 2018 · Amount on Record |
| Deed Doc Number | 2021151230 |
| Deed Book / Page | 6054 / 1086 |
| Last Transfer Date | Sep 08, 2023 |
| Transfer Doc | 0064821426 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 02, 2023 |
| Property Address | 893 SENECA TRL, SAINT CLOUD, FL 34772-7783 |
| Document Number | 0064821426 |
| Book / Page | 6482 / 1426 |
| Map Reference | MB 18 PG 183 |
| Instrument Date | Sep 08, 2023 |
| Instrument | 2023128627 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 893 SENECA TRL, SAINT CLOUD, FL 34772-7783 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 29, 2021 |
| Property Address | 893 SENECA TRL, SAINT CLOUD, FL 34772-7783 |
| Document Number | 0060541086 |
| Book / Page | 6054 / 1086 |
| Map Reference | MB 18 PG 183 |
| Instrument Date | Sep 02, 2021 |
| Instrument | 2021151230 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | OLIVER TITLE LAW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,562.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3801 ARTHUR J GALLAGHER BLVD, 3801, SAINT CLOUD, FL 34771-9134 |
| Name | Verified Name |
|---|---|
| Address | 893 SENECA TRL, SAINT CLOUD, FL 34772-7783 |
| Document Number | 60541088 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 6054/1088 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,186.00 (+3.43%) | $332,630 (+5.99%) | $360,400 (-4.56%) Land $78,000 Building $282,400 |
| 2024 | $5,014.00 (+2.47%) | ||
| 2023 | $4,893.00 (+3.42%) Homeowner's exemption | $313,841 (+3%) | $377,600 (+23.93%) Land $60,000 Building $317,600 |
| 2022 | $4,731.00 Homeowner's exemption | $304,700 Land $55,000 Building $249,700 | $304,700 Land $55,000 Building $249,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures