905 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 905 Seneca Trl, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	2,982 sqft Living Area
Lot Size	11,020 sqft (0.253 acres)
Occupancy	Owner Occupied
Last Sale	$448,600 (2006)
Tax Bill	$3,165.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`14-26-30-0063-0001-3370`
Alternative APNs	`263014006300013370` `143049`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,982 sqft Living Area
Gross Area	3,709 sqft Gross Area
1st Floor Area	2,466 sqft 1st Floor
Upper Floors Area	516 sqft Upper Floors
Stories	2 Stories
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,020 sqft (0.253 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	462 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	336 sqft Pool
Deck Area	502 sqft Deck
Porch	Finished/Open Porch
Porch Area	265 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	905 SENECA TRL
City	SAINT CLOUD
State	FL
Zip	34772-7761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN LAKES PH 7 PB 18 PG 183-184 LOT 337
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES PH 7
Legal Phase	7
Legal Tract	63
Legal Block	3370
Legal Lot Number	337
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1014
Census Tract	43303

Owner

Source: Osceola County records · APN 14-26-30-0063-0001-3370

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	905 SENECA TRL, SAINT CLOUD, FL 34772-7761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2006 · Amount on Record
Deed Sale	Dec 27, 2006 · Amount on Record
Deed Document Number	2006300514
Deed Book / Page	3366 / 1866
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	905 SENECA TRL, SAINT CLOUD, FL 34772-7761
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057001642
Date	Mar 30, 2020
Book Page	5700/1642
Instrument	2020044356

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,277.00 (+3.54%) Homeowner's exemption	$225,993 (+5.99%)	$425,700 (-3.56%) Land $78,000 Building $347,700
2024	$3,165.00 (+2.73%)
2023	$3,081.00 (+3.7%) Homeowner's exemption	$213,228 (+3%)	$441,400 (+23.37%) Land $60,000 Building $381,400
2022	$2,971.00 Homeowner's exemption	$207,018	$357,800 Land $55,000 Building $302,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.