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880 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 880 Seneca Trl, Saint Cloud, FL 34772 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2007
Square Footage2,694 sqft Living Area
Lot Size10,977 sqft (0.252 acres)
OccupancyOwner Occupied
Last Sale$185,000 (2011)
Tax Bill$3,312.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-26-30-0063-0001-3040
Alternative APNs
  • 263014006300013040
  • 143016

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area2,694 sqft Living Area
Gross Area3,666 sqft Gross Area
1st Floor2,124 sqft 1st Floor
Upper Floors570 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,977 sqft (0.252 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area606 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area36 sqft Pool
Deck Area459 sqft Deck
Patio Area520 sqft Patio
Porch Area366 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address880 SENECA TRL
CitySAINT CLOUD
StateFL
Zip34772-7781
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKES PH 7 PB 18 PG 183-184 LOT 304
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES PH 7
Legal Phase7
Legal Tract63
Legal Block3040
Legal Lot Number304
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1013
Census Tract43303

Owner

Source: Osceola County records · APN 14-26-30-0063-0001-3040

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address880 SENECA TRL, SAINT CLOUD, FL 34772-7781
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Oct 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 31, 2011 · Amount on Record
Deed SaleJan 31, 2011 · Amount on Record
Prior SaleAug 07, 2007 · Amount on Record
Deed Doc Number201112377
Deed Book / Page4088 / 1032
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address880 SENECA TRL, SAINT CLOUD, FL 34772-7781
Transaction TypeMortgage
Record UpdatedJun 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address880 SENECA TRL, SAINT CLOUD, FL 34772-7781

Mortgage

Document Number0069410501
DateMar 23, 2026
Book Page6941/501
Instrument2026037516
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressKISSIMMEE, FL 34743
Agreement
TypeLine of Credit
AmountAmount Recorded
Term58 Months
DueJan 20, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address880 SENECA TRL, SAINT CLOUD, FL 34772-7781
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056060141
DateOct 15, 2019
Book Page5606/0141
Instrument2019132935
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,312.00 (+3.53%) Homeowner's exemption$227,958 (+5.99%)$415,400 (-10.49%) Land $78,000 Building $337,400
2024$3,199.00 (+2.73%)
2023$3,114.00 (+3.66%) Homeowner's exemption$215,082 (+3%)$464,100 (+23.1%) Land $60,000 Building $404,100
2022$3,004.00 Homeowner's exemption$208,818$377,000 Land $55,000 Building $322,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,205 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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