Monroe County property record for 899 Lower Mountain Dr, Effort, PA 18330
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 1,792 sqft · built 1976 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $403,000 (May 2026) |
| Tax Bill | $949 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.15.2.1-3 |
| Primary APN | 02.15.2.1-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 1,024 sqft |
| Finished Basement | 1,024 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Cottage |
| Exterior Material | Brick/Stone |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 177 ft deep x 79 ft wide |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 02632002971553 |
|---|---|
| Street Address | 899 LOWER MOUNTAIN DR |
| City | EFFORT |
| State | PA |
| Zip | 18330-8142 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | R-S |
| Legal Description | LOT 13 BLK W |
| Legal Subdivision | SUN VALLEY |
| Legal Block | W |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE PA |
| Township / Civil Division | CHESTNUTHILL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 301204 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 899 LOWER MOUNTAIN DR, EFFORT, PA 18330-8142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 13, 2026 | Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORPORATION |
| Aug 11, 2025 | Warranty Deed, Transfer · Line of Credit KIAVI FUNDING INC |
| Oct 16, 2017 | Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | Aug 11, 2025 · Amount on Record |
| Deed Document Number | 202611487 |
| Deed Book / Page | 2691 / 169 |
| Prior Transfer Date | May 6, 2025 |
| Prior Transfer Doc | 0000010369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Property Address | 899 LOWER MOUNTAIN DR, EFFORT, PA 18330-8142 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Title Company | AMROCK INC, AMROCK LLCQ |
| Name | Verified Name |
|---|
| Document Number | 0000002428 |
|---|---|
| Date | Jan 31, 2023 |
| Book Page | 2625/4392 |
| Instrument | 202302428 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Property Address | 899 LOWER MOUNTAIN DR, EFFORT, PA 18330-8142 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000001307 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 2599/1804 |
| Instrument | 202201307 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | May 13, 2026 |
| Property Address | 899 LOWER MOUNTAIN DR, EFFORT, PA 18330-8142 |
| Document Number | 0000011487 |
| Book / Page | 2691 / 169 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026.11487 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | PREMIER SETTLEMENTS INC, PREMIER SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $407,030.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 899 LOWER MOUNTAIN DR, EFFORT, PA 18330-8142 |
| Document Number | 0000011488, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 2691/184 |
| Instrument | 2026.11488 |
| Name | NOVA FINANCIAL & INVESTMENT CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Aug 11, 2025 |
| Property Address | 899 LOWER MOUNTAIN DR, EFFORT, PA 18330-8142 |
| Document Number | 0000018290 |
| Book / Page | 2674 / 8844 |
| Instrument Date | Jul 29, 2025 |
| Instrument | 202518290 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,377.77 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-3573 |
| Name | Verified Name |
|---|---|
| Address | 112 GLEN AVENUE, DOVER, NJ |
| Document Number | 0000018291 |
|---|---|
| Date | Aug 11, 2025 |
| Book Page | 2674/8851 |
| Instrument | 202518291 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Oct 16, 2017 |
| Property Address | 899 LOWER MOUNTAIN DR, EFFORT, PA 18330-8142 |
| Document Number | 0000026095 |
| Book / Page | 002499 / 008035 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 26095 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2017 |
| Title Company | TITLE SOURCES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 899 LOWER MOUNTAIN DR EFFORT PA 183308142, EFFORT, PA 18330-8142 |
| Document Number | 26096 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 002499/008040 |
| Instrument | 26096 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 15, 2032 |
Source: Monroe County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Monroe County |
| County Subdivision | Chestnuthill Township |
| Unified School District | Pleasant Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $949.00 (+22.61%) | $116,670 (-) Land $15,120 Building $101,550 | |
| 2024 | $774.00 (+12.83%) | $116,670 (-) Land $15,120 Building $101,550 | |
| 2023 | $686.00 | $116,670 Land $15,120 Building $101,550 | |
| 2019 | $116,670 Land $15,120 Building $101,550 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1996–2004) |
| Most Recent Claim | Sep 2004 · Tropical Depression Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable | 2,000 / 40 |
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