Mesa County property record for 898 20 Rd, Fruita, CO 81521
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 2 ba · 2,630 sqft · built 2013 |
| Lot Size | 5.22 acres (227,383 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,674 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-262-07-001 |
| Primary APN | 2697-262-07-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,630 sqft Gross Area |
| 1st Floor Area | 1,814 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 227,383 sqft (5.22 acres) |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Porch | Slab |
| Porch Area | 251 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R101523 |
|---|---|
| Street Address | 898 20 RD |
| City | FRUITA |
| State | CO |
| Zip | 81521-9305 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | LOT 1 KETTLE SUB III LOC WITHIN SEC 26 1N 2W UM RECD 8/9/2019 R-2890394 MESA CO RECDS - 5.22 AC |
| Legal Subdivision | KETTLE SUBDIVISION III |
| Legal Lot Number | 1 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 1502 |
898 20 Rd, an agricultural property, is owned by two individuals who acquired it in September 2026.
Source: Mesa County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 898 20 RD, FRUITA, CO 81521-9305 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| May 25, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2026 |
| Transfer Doc | 0003170420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Sep 11, 2026 |
| Property Address | 898 20 RD, FRUITA, CO 81521-9305 |
| Document Number | 0003170420 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 20263170420 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 898 20 RD, FRUITA, CO 81521-9305 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 898 20 RD, FRUITA, CO 81521-9305 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0002982757 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2982757 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 898 20 RD, FRUITA, CO 81521-9305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0002959174 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2959174 |
| Name | ACADEMY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 898 20 Rd was $1,674, up 69.8% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,674.00 (+69.78%) | $23,110 (+67.34%) Land $1,500 Building $21,610 | $351,370 Land $5,540 Building $345,830 |
| 2024 | $986.00 (+0.61%) | $13,810 (-) Land $1,670 Building $12,140 | |
| 2023 | $980.00 (-21.54%) | $13,810 (-20.03%) Land $1,670 Building $12,140 | $187,520 Land $6,310 Building $181,210 |
| 2022 | $1,249.00 | $17,270 Land $1,350 Building $15,920 | |
| 2021 | $234,230 Land $5,110 Building $229,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 898 20 Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 898 20 Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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