Mesa County property record for 893 20 Rd, Fruita, CO 81521
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 4 bd · 2.5 ba · 5,449 sqft · built 2001 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,500 (Dec 2000) |
| Tax Bill | $1,363 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-271-00-001 |
| Primary APN | 2697-271-00-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 5,449 sqft Gross Area |
| 1st Floor Area | 2,733 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Attached |
| Garage Area | 2,716 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 464 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R014602 |
|---|---|
| Street Address | 893 20 RD |
| City | FRUITA |
| State | CO |
| Zip | 81521-9306 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | BEG 625FT W OF NE COR SEC 27 1N 2W S TO G V CNL NWLY ALG CNL TO W LI NE4NE4 SEC 27 N TO NW COR NE4NE4 E TO BEG |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Lot Number | 1 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 1502 |
893 20 Rd, an agricultural property, is owned by two individuals who acquired it in February 2001.
Source: Mesa County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 893 20 RD, FRUITA, CO 81521-9306 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Dec 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage GAYLEN KETTLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2000 · Amount on File |
| Deed Sale | Dec 6, 2000 · Amount on File |
| Prior Sale | Apr 24, 1998 |
| Deed Document Number | 20001975906 |
| Deed Book / Page | 2779 / 83 |
| Last Transfer Date | Feb 6, 2001 |
| Transfer Doc | 0028010743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 893 20 RD, FRUITA, CO 81521-9306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0002972659 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2972659 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Dec 12, 2017 |
| Property Address | 893 20 RD, FRUITA, CO 81521-9306 |
| Document Number | 0002824025 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 2824025 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 410 WILKINS DR GRAND JUNCTION CO 815048400, GRAND JUNCTION, CO 81504-8400 |
| Document Number | 2824026 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 2824026 |
| Name | GAYLEN KETTLE |
|---|---|
| Address | 893 20 RD, FRUITA, CO 81521-9306 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 11, 2022 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
The 2025 property tax bill for 893 20 Rd was $1,363, up 2% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,363.00 (+19.98%) | $25,090 (+11.02%) Land $1,510 Building $23,580 | $382,930 Land $5,580 Building $377,350 |
| 2024 | $1,136.00 (+0.62%) | $22,600 (-) Land $1,640 Building $20,960 | |
| 2023 | $1,129.00 (-34.02%) | $22,600 (-26.19%) Land $1,640 Building $20,960 | $318,990 Land $6,200 Building $312,790 |
| 2022 | $1,711.00 | $30,620 Land $1,280 Building $29,340 | |
| 2021 | $426,960 Land $4,830 Building $422,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 893 20 Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 893 20 Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures