897 E St, Fernley, NV 89408 Property Records

Lyon County property record for 897 E St, Fernley, NV 89408

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,488 sqft · built 1979
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Tax Bill$1,044 (2026)
Deeds & MortgagesJul 2026 Sale
Dec 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN020-234-12

Property Details

APN / Parcel Number

Primary APN020-234-12
Alternative APN
  • 2023412

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,488 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area9,148 sqft (0.21 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Lawn SprinklersLawn Sprinklers

Location & Zoning

Street Address897 E ST
CityFERNLEY
StateNV
Zip89408-8574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal Description13-20-24 FR W2 NE4
Legal SubdivisionGOOD EARTH
Legal Block4
Legal Lot Number23
JurisdictionLYON NV
Township / Civil DivisionFERNLEY
Census Block Group2
Census Block2018
Census Tract960104

Owner

Source: Lyon County records · APN 020-234-12

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address897 E ST, FERNLEY, NV 89408-8574
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Public Action, Transfer
NONE LISTED ON DOCUMENT
Dec 05, 2023Deed of Trust, Mortgage · Commercial Mortgage
NEVADA AFFORDABLE HOUSING ASST CORP
Jun 30, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 06, 2006
Transfer Doc0000395101
Record UpdatedSep 20, 2026

July 2026: Public Action, Transfer

Document TypePublic Action
JurisdictionLYON NV
Recording DateJul 10, 2026
Property Address897 E ST, FERNLEY, NV 89408-8574
Document Number0000710452
Instrument DateJul 07, 2026
Instrument2026710452
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYON NV
Property Address897 E ST, FERNLEY, NV 89408-8574
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address897 EST, FERNLEY, NV 89408-8574

Mortgage

Document Number0000676595
DateDec 05, 2023
Instrument676595
Lender
NameNEVADA AFFORDABLE HOUSING ASST CORP
TypeGovernment Agency
AddressLAS VEGAS, NV 89114
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLYON NV
Recording DateJun 30, 2017
Property Address897 E ST, FERNLEY, NV 89408-8574
Document Number0000566846
Instrument DateJun 28, 2017
Instrument566846
Transaction TypeTransfer
Record UpdatedJul 14, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Lyon County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNevada
CountyLyon County
MunicipalityFernley City
Unified School DistrictLyon County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,044.00 (-23.91%)$94,250 (+9.27%) Land $70,000 Building $24,250$269,286 (+9.27%) Land $200,000 Building $69,286
2023$1,372.00 (+4.02%)$86,253 (+1.58%) Land $61,250 Building $25,003$246,436 (+1.58%) Land $175,000 Building $71,436
2022$1,319.00$84,911 Land $61,250 Building $23,661$242,602 Land $175,000 Building $67,602

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wi-Fiber
Fixed Wireless
200 / 30

May also be available: AT&T, ATN International.

Based on FCC filings for 375 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFERNLEY PUBLIC WORKS
serves 23,064 people
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E St

Nearby Streets

Search Property Records by Address or Parcel Number